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The Notary News -- Issue 72

2005-02-03T18:00:00.000-08:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
http://www.graphicopublishing.com
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Previous issues: http://www.50statenotary.com/ezine/
Update your email: http://www.50statenotary.com/subscribe.html
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ISSUE 72 February 4, 2005

IN THIS ISSUE:

** NEW! Money-Making Idea for Notaries
** Free Legal Forms for Bankruptcy Forms Processors
** Notary Job Directory Updated. New Companies Added!
** Questions and Answers from Notary Signing Agents
** Example of a Professional Freelance Legal Service
** Example of Bad Marketing (Learn From This)
** Assistance with Notary Mentoring
** SAVE 50% on My Notary Biz Membership Rates
** New Notary Group for Texas Notaries
** Notice for Colorado Notaries
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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NEW! MONEY-MAKING IDEA FOR NOTARIES

Janet Dillenbeck sent me an excellent idea for making extra money as a notary signing agent. She suggested charging a $50 fee to provide training to notaries in her area that need a mentor. I assume this $50 would also include Janet going on an actual signing with the notary in order to provide them with on-the-job experience.

Any notary who has made the choice to go into the business full-time will know that $50 is a very reasonable fee to pay for several hours of training. Most instructors charge $100 or more per hour with a 4 hour minimum; so for only $50 the new notary signing agent is getting a great bargain, especially when they will make the money back on their first signing.

If you are experienced in loan signings you could do the same for notaries in your area. Just fax your name, city, state, phone number and email address to 614-801-1962 and I will begin listing mentors in future issues of The Notary News. Other notaries will contact you and you can charge $50 for training and make some extra money helping others just like Janet suggested.

I think this will help to promote the notaries working together concept that 50 State Notary has always encouraged. Thank you Janet for your excellent suggestion.

If you are a notary in the Colorado Springs, Colorado area and would like to contact Janet Dillenbeck for mentoring, her contact information is:

JANET L. DILLENBECK
Email - or or
Web Site: http://www.angelfire.com/poetry/j_dillenbeck/
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FREE LEGAL FORMS FOR BANKRUPTCY FORMS PROCESSSORS

When I owned The Lawyer Assistant, I put together a huge package of Debtor and Creditor forms (including wage garnishment letters) for bankruptcy forms processors. If you have purchased my book, How to Start a Bankruptcy Forms Processing Service at http://www.bankruptcybook.net you NEED to get your FREE set of legal forms to help you do a better job for the attorneys

Go to http://www.lawyerassistant.com/freeforms/ and download your free set today in MS Word format. Keep all of them in a special file on your computer for future use.
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NOTARY JOB DIRECTORY UPDATED. NEW COMPANIES ADDED!

The Notary Job Directory has been completely updated. All bad links have been removed and the companies now appear in alphabetical order on one single page. We hope this helps to make the directory easier to use.

To view the new directory as well as the new companies that were added below, visit http://www.50statenotary.com/directory/company_listing01.html

NEW COMPANIES ADDED THIS WEEK:
1. ReliaClose.Com
2. Right Now Notaries
3. The Mobile Notary Services
4. FNP Document Services
5. Heritage Closing Agency (for Kentucky notaries)

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QUESTIONS AND ANSWERS FROM NOTARY SIGNING AGENTS

Dear Victoria: In your notary book you make reference to a pharmacy where you save a lot of money on your prescriptions. What is the name of the company?

Dear Subscriber: Go to http://www.rxnorth.com/ My doctor originally told me about the company and I have been using them for almost 2 years. I am a diabetic and I must take medication every day. Here is Ohio when I purchase the same medication I spend about $260. But I can get the same medication from the pharmacy above and the cost is only $88.

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Dear Victoria: Please dont reveal my name. Is there anyplace you know of where I can get a computer now and pay for it without a credit check? My credit has some blemishes and I cannot get credit through Dell Computer?

Dear Subscriber: I saw an advertisement recently from My Computer Club at http://www.mypccredit.com that sells computers with no money down. But I have not investigated the company, so be sure to check them out before spending any money. Also be sure to read the fine print. Some of these companies that grant credit without a credit check charge higher interest fees. You may end up spending $3,000 for a computer that only has a value of $700. I am not saying this is always the case but watch out for this possibility.

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Dear Victoria: I am SO GLAD that I purchased your book, How to Start a Bankruptcy Forms Processing Service. I am very anxious to get started but I would like to obtain some training from you. I think it would be great if you would provide us with training.

Dear Subscriber: I have offered consulting and on-site training services for several months now. You can find out more, including my rates at http://www.50statenotary.com/training/consulting.html

I would like to take this opportunity to welcome Elaina from Florida who is scheduled for the next on-site training. Elaina is scheduled to arrive in Columbus, Ohio on February 10 for her 1-day on-site training in bankruptcy forms processing.

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EXAMPLE OF A PROFESSIONAL FREELANCE LEGAL SERVICE

I subscribe to an excellent magazine called Law Office Computing. This is one of those very few magazines I cannot wait to arrive in the mail and I read it from cover-to-cover. The information really is that good and if you are interested in getting more information go to http://www.lawofficecomputing.com

Anyway in the February 2004 issue there was an article about a freelance service that provides dictation services to attorneys nationwide. I immediately checked out this website at http://www.lawdocsxpress.com/ and I was very impressed to say the least. These people really have got it together.

Although they are not processing bankruptcy petitions, this company provides you with evidence that working for attorneys nationwide is one of the fastest growing ways for notaries and paralegals to utilize their skills. And if you are already an experienced paralegal, you can sign up to work for Law Docs Express at http://www.lawdocsxpress.com/careers.html

While notarizing documents for mortgage companies is an excellent business, if you only provide one type of service your income will fluctuate from month to month. The only way to even out the monthly income flow for your business is to branch out and offer more services. Just make sure those additional services are relevant to your notary business. Working freelance for attorneys nationwide drafting bankruptcy petitions is just one of the many ways to accomplish this. For more information on training for this field visit http://www.bankruptcybook.net

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EXAMPLE OF BAD MARKETING (Learn From This)

Graphico Publishing (a subsidiary of 50 State Notary) received an email solicitation from a small business owner this past week. We immediately recognized the bad marketing mistakes and decided to use it as a training tool to help you.

The email solicitation said:

I am a designer currently working freelance. My skills and experience include digital and conventional photography B+W/Color, the development of 2-d and 3-d graphic pre/post production computer modeling, childrens book design, Interactive multi-media, illustration, website layout, and game design. I am currently looking for work in book, magazine and album cover design as well. If you have need of such work please contact me at (contact information withheld).

When you read this do you immediately notice the problem? If not, then you will learn a good lesson from this article. The problem with the email solicitation above is that it does not tell me what benefit this person is to my company. Instead, this person spends 85% of the email telling me about who they are and their experience.

This is one example of how the email should have been written and I would have responded to it:

I visited your website and was very impressed with the services your company offers. I noticed that Graphico Publishing provides book cover design services for your customers. I have excellent skills and experience in the area of book cover design and would love to send you some samples of my work for consideration. Thank you for your time.

Do you see the difference between the two? You must find out what your potential customers need and target that need specifically. Also, a little flattery doesnt hurt. Do not make the mistake of telling a potential client everything about your wonderful experience, then sit back and hope they will figure out how which one of your skills are beneficial to them.

Secondly, the original email solicitation ended with the sentence If you have need This is another very bad mistake. The word if does not build faith in your company and its services. The person should have said: I am sure you will be pleased with my design services, fast turnaround and 100% guarantee. A sentence like this would have demonstrated a faith in this companys products and the benefit to me as the customer. But telling me if I have a need immediately tells me this person is not very aggressive and provides no benefits to its customers.

Therefore, as you communicate with businesses, write emails, cover letters and brochures it is important to focus on the customer ONLY. The only time you need to brag on yourself is to support the services you can provide to meet the customers needs.

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ASSISTANCE WITH NOTARY MENTORING

Dear Victoria: This is Jamie Johns from Notary Access Association. I read your News-Issue 71 and saw that many are looking for mentors for loan signing. We have implemented a mentoring / ride-along program which has been in effect for the past 2 years. The National Notary Association did an article write-up Jan. 2004 about it. The areas we cover in California are Los Angeles, Orange, Riverside, San Bernardino and Ventura counties and are expanding. If any are interested, they can feel free to contact me at 877-954-8093, email OR access the website http://www.notaryaccess.org to read about what the program has to offer. I have found it to be quite successful, rewarding and the notaries feel confident about their new career or are able to hone in on their skills. I appreciate your efforts in circulating this because I have had many tell me that they are having difficulty in this area AND that was my reason in implementing this mentorship program.

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SAVE 50% ON MY NOTARY BIZ MEMBERSHIP RATES

Dear Victoria: As you know, my company, MyNotaryBIZ.com, Inc. is a web-based organizational service for notaries public and notary signing agents. We enable our subscribers to manage their appointments, track their mileage and travel time, create and track invoices, and create standard and detail reports using our secure online service. Our service employs "one click" intuitive navigation, direct links to online mapping as well as direct links to UPS, FedEx, and Airborne tracking pages and is available 24 hours a day - 7 days a week. In addition, MyNotaryBIZ.com goes beyond standard security measures of network firewalls and 128-bit encryption by also employing cutting-edge Web application firewalls. MyNotaryBIZ.com subscribers can rest assured that their information is safe, secure and theirs alone.

We have some very good news to pass along to your subscribers. We have recently cut our subscriber fee in half! This has been made possible by the success we have enjoyed in establishing our initial subscriber base. Our monthly subscriber fee is now $12.45.

In addition, My Notary Biz is currently offering a no obligation, 45 day free trial of our services. By taking advantage of this offer, notary signing agents and notaries public can use our service at no obligation and no cost for 45 days. During that time we encourage them to compare our service to the management tools they are currently using. We believe we can save most notaries - time, effort and ultimately money - particularly now when compiling data for year-end tax reports.

Our goal is to take advantage of the latest technology to continually offer the most complete service to meet the needs of our subscribers. For more information your subscribers can visit https://www.mynotarybiz.com/

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NEW NOTARY GROUP FOR TEXAS NOTARIES

PRESS RELEASE
TEXAS NOTARY NETWORK
Brenda Stone, an NSA in Texas has advised 50StateNotary.com of the following information:

A working group for Texas Notaries has been established for the purpose of networking and addressing issues that affect our industry. Please go to
http://groups.yahoo.com/group/TexasNotaryNetwork There you will find the Preliminary Mission Statement, plus Preliminary Guidelines for becoming a part of this group.

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NOTICE FOR COLORADO NOTARIES

I will be flying to Colorado Springs, Colorado on February 23 to conduct a training session in Cheyenne Wells on February 24. If you are a subscriber and live in the Colorado Springs area and would like to meet me in person, please call me at 614-801-9977 and I will provide you with my itinerary.

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

2 Peter, Chapter 2, Verse 9

The Lord knoweth how to deliver the godly out of temptations, and to reserve the unjust unto the day of judgment to be punished:

Read online at http://www.servantofjesuschrist.com/kjv1611/02_peter/chapter_02.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: How to Start, Operate and Market a Freelance Notary Signing Agent Business ISBN: 0-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: How to Start a Bankruptcy Forms Processing Service
ISBN: 0-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

BOOK: The Best of The Notary News - Volume 1
ISBN: 0-9761591-3-9
http://www.50statenotary.com/ezine/book/index.html

CD-ROMs: Notary Business Talks with Victoria
http://www.50statenotary.com/videotraining/index.html

Attend the 2005 National Notary Conference in Las Vegas!
http://www.nationalnotary.org/conf/index.cfm?text=conf2005&referID=A23039

Advertise in the 2005 Conference Booklet
http://www.50statenotary.com/advertising/index.html

FREE: Client Intake Forms for Bankruptcy Forms Processors
http://www.50statenotary.com/bankruptcybook/download/

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Book: From Author to Publisher to Profit
http://www.graphicopublishing.com/book/index.html

Visit Victoria Rings other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
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Victoria Ring, CNSA
Author, Speaker and Training Developer
http://www.50statenotary.com
Phone: 614-801-9977
Fax: 614-801-1962
For additional information about Victoria Ring visit http://www.victoriaringconsulting.com

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The Notary News -- Issue 71

2005-01-28T21:45:00.000-08:00

Your Newslettersforfree.com Subscription(s) Have Been Confirmed

2005-01-23T22:33:00.000-08:00

The Notary News -- Issue 70

2005-01-20T22:15:00.000-08:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
http://www.graphicopublishing.com
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Reminder: Knowledge is POWER and it is a power no one can ever take away from you.
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ISSUE 70 January 21, 2005

IN THIS ISSUE:

** Questions and Answers for Bankruptcy Forms Processors
** Marketing Tip for Notary Signing Agents
** Loan Star Notary is NOT Out of Business
** New Mentor for Notaries
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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QUESTIONS AND ANSWERS FOR BANKRUPTCY FORMS PROCESSORS

Dear Victoria: I bought your book, How to Start a Bankruptcy Forms Processing Service and also joined the Annie Mae network. I also paid $299 to buy the software program from Annie Mae. I have to access the software online. But I am told by Gary Drury at Annie Mae that I dont need your book for training. Is this so?

Dear Subscriber: I have received many emails that are similar to yours over the past few weeks and declined to publish a public response until now. In the past, instead of mailing a public announcement, I called or emailed the subscribers explaining that 50 State Notary is a totally separate company from Annie Mae. Mr. Drury was a subscriber to The Notary News just like everyone else. He sent us a Press Release for publishing and asked me to talk about my book at three teleconferences he hosted back in August 2004. Also, Mr. Drury gave 50 State Notary a free trial membership to Annie Mae but that membership expired last year.

But I have now received a ton of telephone calls and emails regarding questions and comments about Annie Mae. However, I am unable to comment as I have not seen the software, visited their website or taken part in any decision-making process.

But I do know that any software program used within the legal system must be approved by the court system so that the forms comply with their regulations. Because bankruptcy is FEDERAL law, the federal government has stringent laws that must be met for the filing of court documents.

Just like tax return software. If you buy a software program like Turbo Tax to do your taxes for 2004 there will be an update you will have to install next year because of the changes and updates in the tax code. Bankruptcy software works in the same fashion. So if the software program you buy is not approved by the court and the developer has not subscribed to a program to receive automatic updates from the federal bankruptcy courts the petition you prepare could be rejected when it is filed.

To play it safe, when I had The Lawyer Assistant, I used the software that all the bankruptcy attorneys used. That software program was Best Case. You can download the trial version or purchase the Single-User License for Chapter 7 for $595.95 by going online to http://www.bestcase.com/products.htm What I love about Best Case is that once you pay the $595.95 you never pay that price again. They send you 10-20 updates per year free of charge and the renewal is about $169. Also, I know that Best Case is approved by the federal government and the software has won many awards for its ease of operation.

Finally, to address the issue whether you need training or not to draft bankruptcy petitions, think about this: Even the IRS provides instructions for filling out tax forms. How could anyone think they could prepare court documents without some form of training? Perhaps you misunderstood Gary Drury. He may have thought you were asking if you needed any paralegal training. The answer to that question is NO. Sure it helps to have any type of training but the information in my book, How to Start a Bankruptcy Forms Processing Service is NOT taught in any paralegal school. Therefore, it doesnt matter if you are a paralegal or not if you have not drafted bankruptcy petitions before, you still need information about how to do the job.

To get that information you either need to do one or more of the following:

1. Spend $250 - $300 to attend a bankruptcy paralegal seminar, like the ones offered at http://www.nbi-sems.com/.
2. Spend $1,000 or more to attend an online bankruptcy paralegal school, like the one offered at http://www.legalstudies.com/bankruptcy.html
3. Pay $150 for the training CD: http://www.lawyerassistant.com/cds/
4. Buy the training book for $59.99 at http://www.bankruptcybook.net

Remember when you prepare bankruptcy petitions you are holding the life of a REAL person in your hand. If you do a poor job, you could cause the attorney and the person (who is in a desperate situation) a great deal of harm. I urge everyone NOT to enter the bankruptcy forms processing field unless you truly care about helping others who are in desperate financial conditions. If you are only in this for the money, you might as well stop now and go into another line of business.

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Dear Victoria: Thank you for referring me to Andy Matyac concerning the bankruptcy business. It all sounds very exciting and the thought of making $25,000 or even more per month makes my head spin. But what I need to know is how I can run the business and not have any contact with attorneys?

Dear Subscriber: Let me start by asking you a few questions: How many customers do you think a grocery store would get if they didnt talk to people? How would you feel if you walked into the corner market to buy a gallon of milk and everyone looked down at the ground and refused to talk to you? Would you go back to that store?

Of course you are NOT going to run a business working for attorneys if you do not talk to them. My second concern is why you are afraid to talk to your customers (who happen to be attorneys)? Do you think they are going to attack you or hit you in the nose? What reason, please tell me, would anyone be afraid to talk to an attorney? An attorney is just like a doctor, teacher, beautician, secretary or steel worker. They are all people who work for a living and have jobs.

But if you are really that scared to talk to your own customers, who pay you good money for doing a job for them I strongly urge you to seek another profession or go back to working for someone else. This trait is one that must be conquered or your business is destine for failure. I wish you the best of success in conquering your fear based solely upon fantasy thinking.

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Dear Victoria: I am in the process of starting my bankruptcy forms processing service. Please let others know my web site address, which is http://www.bankruptcyformsprocessing.com

Anyone also starting this business is welcome to contact me. Thank you in advance for publishing this info and especially for all your assistance in helping others. Linda J Kauffman, Craig CO

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Dear Victoria: I have started my own paralegal business. Please announce this in your newsletter so that anyone considering this business can contact me. My web address is: http://www.atthebeachparalegal.com Leslie R. Williams, 850-556-9991 (Cell)

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Dear Victoria: I am sending my web site address to you, for publishing in the next notary newsletter. I am a Notary Public in Gwinnett County, Georgia. I already do a variety of work for 2 attorneys, my father and 1 other attorney associated with our office. My work includes processing all Chapter 7 & 13 Petitions for attorney Dennis J. Murphy. Darlene Minter, Paralegal, CEO of Darlene's Paralegal Services, Inc. http://minter.leadcounsel.com/paralegal.html

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Dear Victoria: Thank you for taking the time to show so many people a way they can help others and hopefully prosper in return. I have studied your new book 'How To Start a Bankruptcy Forms Processing Service' and found the information most helpful. I have also enrolled in the Ashworth College for Paralegal Studies and hope to acquire my associate degree as a Paralegal. I have added the forms processing service to my website: http://www.assoc-prof-service.com I would very much appreciate it if you would include this site in your next issue. Best wishes and God bless! Mark Stites, Associated Professional Services, Inc., Phone: 217-898-2892, Email:

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MARKETING TIP FOR NOTARY SIGNING AGENTS

A few days ago I picked up the telephone and a notary on the other end said: I would like to make an application. I said, For what? She replied: For work.

First I was totally stunned. I could not imagine that anyone on the planet would attempt to market this way. But our conversation continued like this:

Victoria: 50 State Notary does not employ notaries, however we have a job bank on our website at www.50statenotary.com.

Notary: But I want to sign up and work for you.

Victoria: 50 State Notary does not employ notaries. We train notary signing agents.

Notary: So you wont give me a job here in Florida?

Victoria: (I gave up at this point, provided her with our website address and quickly got off the phone.)

What should this notary have done to market herself correctly? Two things:

1. She should have taken the time to visit our website (she initially had to find us on the internet anyway) and determine the type of company we were before picking up the telephone to call us.

2. If we would have been a signing company she would have said something like:

Hello. My name is Suzie Goldstein. I am a notary public commissioned in the state of Florida and am interested in working as a notary signing agent for your company. Could you tell me how to apply or find out more information?

A notary called me this past week and he made an interesting statement about marketing: You can tell five people what to say and 3 of those 5 will never make a dime, but 2 of the 5 will have more customers than they can handle. The difference is the twist they add when marketing their business. 2 of the people will say exactly the same thing the other 3 are saying, except they say it with a slightly different twist.

He is correct! Marketing is an ongoing process. You try a method and if that method doesnt work, you try something else. If that doesnt work, you try something else. You continue trying new things until finally something works. There are no cookie-cutter methods just suggestions and tips which I try to include in every issue of The Notary News to help you look at things differently so you can market your business better.

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LOAN STAR NOTARY IS NOT OUT OF BUSINESS

Dear Victoria: Hello, My name is Susan from Loan Star Notary in Texas. Please let subscribers know we are not out of business, Our office caught on fire so we are closed until construction is over. Pay checks are late and we are sorry. God bless. Email:

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NEW MENTOR FOR NOTARIES

Dear Victoria: I am a CNSA in the state of Florida and have such a passion for what I do. I have had the opportunity of helping several here in the state of Florida to get started and would like to also offer any assistance to new notaries who are starting out new in this business. I have purchased many of your books and have found them to be educational and very informative.

I am much like yourself and wish to provide you with my contact information for those who may have questions pertaining to loan signings. I am always available to assist in any way I possibly can. My contact information is as follows:

Rose M. Glean
Certified Notary Signing Agent
P.O. Box 700285
Miami, FL 33170
305-975-7052 Cell
309-439-9319 Fax
mailto:rglean@bellsouth.net

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

Matthew, Chapter 24, Verses 3-8
And as he sat upon the mount of Olives, the disciples came unto him privately, saying, Tell us, when shall these things be? and what shall be the sign of thy coming, and of the end of the world? And Jesus answered and said unto them, Take heed that no man deceive you. For many shall come in my name, saying, I am Christ; and shall deceive many. And ye shall hear of wars and rumours of wars: see that ye be not troubled: for all these things must come to pass, but the end is not yet. For nation shall rise against nation, and kingdom against kingdom: and there shall be famines, and pestilences, and earthquakes, in divers places. All these are the beginning of sorrows.
Read online at http://www.servantofjesuschrist.com/kjv1611/matthew/chapter_24.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: How to Start, Operate and Market a Freelance Notary Signing Agent Business ISBN: 0-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: How to Start a Bankruptcy Forms Processing Service
ISBN: 0-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

BOOK: The Best of The Notary News - Volume 1
ISBN: 0-9761591-3-9
http://www.50statenotary.com/ezine/book/index.html

CD-ROMs: Notary Business Talks with Victoria
http://www.50statenotary.com/videotraining/index.html

Attend the 2005 National Notary Conference in Las Vegas!
http://www.nationalnotary.org/conf/index.cfm?text=conf2005&referID=A23039

Advertise in the 2005 Conference Booklet
http://www.50statenotary.com/advertising/index.html

FREE: Client Intake Forms for Bankruptcy Forms Processors
http://www.50statenotary.com/bankruptcybook/download/

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria Rings other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring, CNSA
Author, Speaker and Training Developer
http://www.50statenotary.com
Phone: 614-801-9977
Fax: 614-801-1962
For additional information about Victoria Ring visit http://www.victoriaringconsulting.com

_____________________________
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The Notary News -- Issue 69

2005-01-15T06:34:00.000-08:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Reminder: Knowledge is POWER and it is a power no one can ever take away from you.
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ISSUE 69 January 14, 2005

IN THIS ISSUE:

** Writing Sales Materials for Your Target Market
** Victoria Ring to Speak at NNA Conference
** Updated Certificate of Completion
** Websites of Bankruptcy Forms Processors
** Questions to Victoria Ring
** Save Money on Your Airfare to the NNA Conference
** Need to Repair Your Credit Report?
** New Companies to Sign Up With for Jobs
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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WRITING SALES MATERIALS FOR YOUR TARGET MARKET

Lets pretend for a moment that you want to hire a housekeeper to come in once a week and clean your house. You put an advertisement in the newspaper and you receive the following two responses. Which person would you contact for an interview?

APPLICANT NO. 1: Sends you a fax that states: I love to sew and knit and I make all my own Christmas decorations. Please call me.

APPLICANT NO, 2: Sends you a fax that states: I have been a housewife for 27 years and am highly skilled in fast and efficient housecleaning. I would welcome the opportunity to talk with you.

Of course you would choose Applicant No. 2. Applicant No. 1 doesnt tell you anything to help you determine if they have any experience to clean your home or not. They only tell you about their personal talents which have no relevance to the job you are seeking to fill.

Although this example appears to be a simple lesson in common logic when many people try to market their companies they make the same mistake as Applicant No. 1 did in our example above.

One of the KEYS to writing sales materials for your target market is to find out specifically what type of people are reading your information and what their needs are. Then you address those needs and show them how YOU are the best person for the job. This is called selling yourself. It is the same techniques used when applying for jobs and going on interviews. You match your background with the job requirements.

So before writing a sales letter, compose an email for marketing or submit a description of your business for notary directories, take a moment to find out WHO the audience is. One easy way to do this when listing your services in other notary directories is to view the directory and see what other people have written. In other words make it a habit to always study your competition. But dont study your competition in order to find loop-holes where you can screw them to the wall and put them out of business. (This is bad business.) Instead, look for ideas in your competition that produce success for them. Then combine those ideas with ideas of your own and customize your own unique marketing plan.

Marketing can be a lot of fun! But step one is learning to take your eyes off your needs and focus on the people you want as your customers.

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VICTORIA RING TO SPEAK AT NNA CONFERENCE

The National Notary Association has asked me to speak at the following workshop and luncheon at the 2005 NNA Conference this year:

"Notary Signing Agent Success Secrets"
Friday, June 3, 2005, 12:30 p.m.-1:45 p.m

and

"Starting a Home-Based Notary Signing Business"
Wednesday, June 1, 2005, 1:00 p.m.-1:50 p.m

At this time of this writing, I have submitted an outline of my proposed topic itinerary and am awaiting approval by the NNA. Please understand that I will NOT receive any payment for speaking at the workshop and luncheon. I am doing this not only to support the NNA (who has done a lot for 50 State Notary) but also to benefit the notaries who will be attending.

I urge you to take a moment and visit http://www.nationalnotary.org/conf/index.cfm?text=conf2005&referID=A23039 to find out more information about the 2005 NNA Conference in Las Vegas, Nevada.

I hope to see you there! I cant wait to finally meet some of your face-to-face!! Also, Gloria Joyce will also be attending with me and she is looking forward to meeting many of you also. Gloria works full-time for an immigration attorney (as well as managing the 50 State Notary shipping department.) For those of you interested in the immigration area, I am sure you will enjoy speaking with Gloria.

Note: For those of you who do not know Gloria Joyce, she appears with me on the front cover of my book, How to Start a Bankruptcy Forms Processing Service. To view her photo visit http://www.bankruptcybook.net

For those of you unable to attend, make sure your company name is recognized by advertising in the 50 State Notary Conference Booklet. Visit http://www.50statenotary.com/advertising/index.html

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UPDATED CERTIFICATE OF COMPLETION

If you have taken the free Introductory Signing Agent Training Course offered on the 50 State Notary website, you may want to update your Certificate of Completion.

Go to http://www.50statenotary.com/training/certificate_of_completion.html for the 2005 update.

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WEBSITES OF BANKRUPTCY FORMS PROCESSORS

In an effort to help support all the notaries who have purchased (or plan to purchase) How to Start a Bankruptcy Forms Processing Service, below is a list of five bankruptcy paralegal websites of others who are operating their own companies.

If you have purchased the bankruptcy book and established your own bankruptcy forms processing service website, please send me an email and I will announce your website in the next issue. Email:

Pro Se Associates
http://www.bankruptcy.arizonadivorcehelp.com/

Moyer Paralegal Services
http://www.moyerparalegal.com/

Paralegal on Assignment
http://www.paralegalonassignment.com/

Bankruptcy Lawyer Assistance
http://www.bankruptcylawyerassistance.com

Premier Closing Solutions
http://www.pcs-1.com/

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QUESTIONS TO VICTORIA RING

Dear Victoria: The things I do not enjoy about being a Notary Signing Agent are: Waiting for documents to download, and sending by fax signed docs at end of signing, and faxed HUDS that are sent after the original docs are received. Sometimes waiting for these documents have caused me to have to juggle my time between signings. This is very stressful as I like being in control of my time. I have lost jobs due to the lateness of downloading documents. I think companies should have the documents before they hire a notary.

Dear Subscriber: I totally AGREE with you. For some notaries, the things you mentioned on your list are enjoyable or tolerated without stress. In fact, many notaries look at your list as challenging and exciting.

But this doesnt mean that you are weird. You, I and a host of other notaries have felt exactly the same way you do at one point in their career. I am sure that someone has written a book on this topic somewhere, but it all boils down to recognizing and identifying the things that you enjoy doing. Life is meant to enjoy not to create stress. The first step to taking charge of your future is recognizing who you are and what you enjoy doing. Then you can take steps to form your business around your own personality.

In your particular case, you may want to begin seeking other areas of the real estate and legal field that would better fit your working preferences. Notarizing documents to close mortgage loans is only the tip of the iceberg. There are literally millions of other ways you can utilize your skills in this industry you just would be doing a different job in another area. The real estate industry is wide open with possibilities. But you will need to spend time researching the different fields until you find one that fits you. I cannot tell you what that is. I can only offer ideas. But the real fun is discovering for yourself what exactly you enjoy doing and what direction you want your business to take.

I urge you to seek other avenues that better fit your lifestyle and working preference. If you are not enjoying what you are doing, your business will suffer and possibly be destroyed. You must LOVE your business in order for it to grow and prosper so you can become financially independent.

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SAVE MONEY ON YOUR AIRFARE TO THE NNA CONFERENCE

If you plan to attend the NNA Conference you will find on the website a discount of 5% to 10% off airfare at 2 major airlines. However, after checking both of these airlines I found their prices were DOUBLE what I found at http://www.cheaptickets.com

Check it out for yourself and perhaps you will save over $400 like I did.

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NEED TO REPAIR YOUR CREDIT REPORT?

I talked to a new subscriber of The Notary News (Ken Hyatt) who has a company that repairs your credit report. Kens program is very unique and he can clear your credit report of bogus information in less than 90 days.

To find out more, visit http://thelittleguywins.com/

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NEW COMPANIES TO SIGN UP WITH FOR JOBS

The following companies were added to the Nationwide Company Directory at http://www.50statenotary.com/directory/company_listing02.html

1. Scribe (North Carolina notaries)
2. Colorado Best Closers (Colorado notaries)
3. JnJ Closing Service (All notaries)
4. Notary Delivery (Florida notaries)
5. Select Signing Services (All notaries)
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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

Psalms, Chapter 49, Verses 10-12
For he seeth that wise men die, likewise the fool and the brutish person perish, and leave their wealth to others. Their inward thought is, that their houses shall continue for ever, and their dwelling places to all generations; they call their lands after their own names. Nevertheless man being in honour abideth not: he is like the beasts that perish.
Read online at http://www.servantofjesuschrist.com/kjv1611/psalms/chapter_49.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: How to Start, Operate and Market a Freelance Notary Signing Agent Business ISBN: 0-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: How to Start a Bankruptcy Forms Processing Service
ISBN: 0-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

BOOK: The Best of The Notary News - Volume 1
ISBN: 0-9761591-3-9
http://www.50statenotary.com/ezine/book/index.html

CD-ROMs: Notary Business Talks with Victoria
http://www.50statenotary.com/videotraining/index.html

Attend the 2005 National Notary Conference in Las Vegas!
http://www.nationalnotary.org/conf/index.cfm?text=conf2005&referID=A23039

Advertise in the 2005 Conference Booklet
http://www.50statenotary.com/advertising/index.html

FREE: Client Intake Forms for Bankruptcy Forms Processors
http://www.50statenotary.com/bankruptcybook/download/

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria Rings other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring, CNSA
Author, Speaker and Training Developer
http://www.50statenotary.com
Phone: 614-801-9977
Fax: 614-801-1962
For additional information about Victoria Ring visit http://www.victoriaringconsulting.com

_____________________________
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The Notary News -- Issue 60

2004-11-11T20:14:00.000-08:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
You can also read this issue online at http://www.50statenotary.com/ezine/issue60.html
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ISSUE 60 Â November 12, 2004

IN THIS ISSUE:

** 50 State Notary will be a Sponsor at the NNA Conference
** Soon to be Released: The Best of The Notary News Â Volume 1
** Questions and Answers from Notary Signing Agents
** Important Lesson in Marketing
** UPDATE: New Companies to Sign Up With
** UPDATE: New Notary Links Added
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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50 STATE NOTARY WILL BE A SPONSOR
AT THE NNA CONFERENCE

Although the National Notary Association conference is still a few months away, it is never too early to begin saving your money so you can attend this year.

I will be attending the conference along with Gloria Joyce (who appears on the front cover of How to Start a Bankruptcy Forms Processing Service with me.) And because 50 State Notary has decided to help sponsor the conference, we will have a display table where you can stop by and meet us in person. In fact, if you bring the notary book, How to Start, Operate and Market a Freelance Notary Signing Agent Business with you, I will personally autograph it for you. To get your copy, go to http://www.50statenotary.com/book/

To find out more about the NNA Conference, which will be held in Las Vegas, go to http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

To view online photos of the hotel where the conference will be held, go to http://www.lasvegas.com/hotel/ballys_hotel_browse.htm and click on ÂView Photo Gallery.Â

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SOON TO BE RELEASED:
THE BEST OF THE NOTARY NEWS Â VOLUME 1

For the past several months I have received a growing number of requests from subscribers of The Notary News to put past issues into a format that would be easy to use and to locate information quickly. My first thought was to publish an ebook that could be downloaded from the website because I calculated the entire publication to be 25 pages or less. However, as I begin to individually review Issue 1 through Issue 52, I soon discovered there was more information than I realized. In fact, when I finished going through each issue, removing the ads and special announcements that no longer apply Â I had almost 200 pages of excellent material.

This much information made it possible to publish a paperback book which will be titled The Best of The Notary News Â Volume 1. I also decided to make the book the same size and format as How to Start, Operate and Market a Freelance Notary Signing Agent Business so it could become a companion and sold together as a set.

For those of you who have already purchased How to Start, Operate and Market a Freelance Notary Signing Agent Business Â you will receive a DISCOUNT off the cover price of $19.99 to $15.99 plus shipping. In addition, the same discount will be available to subscribers of The Notary News for a limited time.

I anticipate the book to be available for shipping by the end of this month. You will receive a separate email within the next 2 weeks providing you with information on how to order your copy at the discounted price.

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Dear Victoria: It has been two days now I have sent e-mails to two other people from their website, I might add, asking about some of their products and have yet to get a response. And then people wonder why their business goes down??

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Response from Victoria Ring

There are always two sides to every scenario. Besides, you cannot solely rely on the internet for communication. There is a possibility that your email was never received (due to internet glitches) or it was routed to the wrong person. Before you make a final decision about any company that does not respond to your email, follow-up with a telephone call. You may find they are an excellent company to deal with but they never received your email inquiry. So at this point in time, I would suggest you give them the benefit of the doubt before jumping to conclusions.

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Dear Victoria: I am a bankruptcy attorney in Kansas. A couple of weeks ago I did a search on the internet for the word ÂbankruptcyÂ and your book How to Start a Bankruptcy Forms Processing Service came up on the internet search. At first I thought the book may have been a scam so I ordered a copy with the intention of reporting you to the government.

However, I was astonished when I received the book and read it. I even learned things about debtor bankruptcy that I didnÂt even know. I checked out the facts and leads you provided and I could not find anything of any fraudulent nature. Now, instead of reporting any unauthorized practice to the government, I am going to recommend your book be included in the local Bar AssociationÂs bankruptcy publication. I am sure you will be receiving more orders for copies of your book from attorneys in my area.

I congratulate you on an excellent book and grant permission to reprint my email in your newsletter. My only request is that my name or law firm name is not published.

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Response from Victoria Ring

Thank you so much for taking the time to write such a wonderful testimony. The bankruptcy book was proofread and edited by four experienced bankruptcy attorneys prior to publishing so some of the credit for the quality of the information must be given to them. Also, I am very happy to know the information will continue to help others, whether they are attorneys or notary signing agents with no legal experience.

Note to subscribers:

With interest rates on mortgage loans going up, the amount of signings in your area may decrease in the weeks ahead. In order to keep a steady income coming into your business you need to consider other ways to supplement your notary business income. One way to do that is by preparing bankruptcy petitions for attorneys nationwide. Make sure you get your copy of How to Start a Bankruptcy Forms Processing Service today so you can put a solid financial plan in place for tomorrow. Go to http://www.bankruptcybook.net

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Dear Victoria: I was wondering if you could answer a quick question. I have been contacting real estate attorneys to see if they might use outside an outside notary. Most that I have called do not. Is there a particular type of attorney I should be approaching? Thank you for your help.

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Response from Victoria Ring

You did not tell me ÂwhatÂ you were asking these attorneys when you called them so it would be impossible for me to determine what the problem in your marketing is. However, real estate attorneys are definitely your target market. Perhaps you are calling and asking them something like: ÂDo you hire freelance notaries.Â In this case, most attorneys would answer that question with a Âno.Â

But if you call and say something like: ÂI am a notary signing agent experienced in the closing of mortgage documents. Do you currently use a service to assist with the notarization of real estate transactions?Â You may find the attorney does not perform the closing at all. That job may be one that the bank or mortgage company handles. In that case, you need to contact the bank or mortgage company for potential freelance work.

But in some cities and towns the attorney is responsible for closing the loan and obtaining the signatures of the borrowers on the documents. These are the types of attorneys you need to target market for your notary services. Since they are not permitted to have a financial interest in any documents that are notarized by them, they are not permitted to perform the notarization. These attorneys will normally hire freelance notaries to accompany them at the closing or will send the notary out after the documents are explained to the borrower and agreed to verbally.

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IMPORTANT LESSON IN MARKETING

This past week I received about 25 email messages that all said something similar to this:

ÂI am unemployed at this time but would like to know if I can get a ÂdeepÂ discount on your bankruptcy and notary book. If you donÂt want to, I will understand.Â

My first thought was: ÂDo people who write email messages like this go to the store and ask them to deeply discount a computer desk because they are unemployed and want to start a business?Â I donÂt think so. The average person will pay the price for the items they wish to purchase and if they donÂt have the money they wonÂt buy them. But for some reason, a few people believe that by offering an ÂexcuseÂ another person will feel sorry for them and give away free merchandise out of the goodness of their heart.

Wake up folks! This is NOT how you start out marketing a business and building a professional image for yourself in the industry! You should NEVER send out business communications that depict your company as poor and struggling. Back when I started my first business I had a budget of $10 per week for advertising. I would have loved to have had the money to buy an advertisement in Small Business Opportunities magazine, but their ad rates were $150. It never entered my mind to write a letter to Small Business Opportunities magazine and tell them I was a poor, struggling company and request they discount their advertising to give me a chance. That would be like ÂbeggingÂ and I took a great deal of pride in my business. I made sure that every company I communicated with thought of me as a solid company that was rapidly expanding. This is the key to doing business with other businesses.

Secondly, if someone cannot afford to purchase the information they need to start their business, how in the world do they expect to build a business? A business needs money to survive and prosper. Just like you cannot survive without money, your business cannot survive without money either. If you believe you can start a business with absolutely no money, you are mistaken. An up-front investment must be made in order to obtain the materials you need to start your business. If you cannot afford them Â work and save up the money until you can. DonÂt make your business look small and worthless by sending out communications claiming your business is poor and struggling. No serious business person will respond to that type of message.

Thirdly, the 25 or so people who emailed me their request to discount my products NEVER once offered me a price. They used words like ÂdiscountÂ and Âprice breakÂ. I wish just one person would have said ÂI am offering you $40.00,Â but not one of them quoted any specific price. They wanted to leave it up to me to do the work for them Â which was another mistake when you are negotiating prices with companies.

Finally, to end the email with sentences like ÂIf you donÂt want to I will understandÂ is ridiculous. Of course I donÂt want to. What would make these people think I woke up this morning looking for ways to give-away my products so the company does not make any money today? Not one of those people offered anything in return for the favor they were requesting. Even if someone would have said something like: ÂI am willing to send you a deposit now of $40 because I would really like to get my business started. If you will ship the books, I will pay the remaining $24.49 within 30 days after receipt of the merchandise.Â Or better yet Â the serious person would have waited until they had the money and ordered the product. Therefore, how could I possibly believe these people were serious and had the drive necessary to utilize the information in both the notary and bankruptcy book?

(Note: Portions of the bankruptcy book was sold at seminars where attendees paid $200 or more per day to attend. The average price for a book with the magnitude of information it contains is normally priced in the $350 range in the legal market. Pricing the bankruptcy book at only $59.99 is already a deeply discounted item.)

In summary Â my motive here is not to hurt the feelings of the 25 people who emailed me this past week. My purpose is to help some of you WAKE UP out there. If I did not care about you, I would not have taken the time to write this article, so I hope it helps to educate you in the world of marketing your business.

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UPDATE: NEW COMPANIES TO SIGN UP WITH

The following new companies were added to the Nationwide Company Directory this week at http://www.50statenotary.com/directory/company_listing02.html:

BMK Mortgage Services, LLC
All State Signings
Pacific Rim Signing Solutions

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UPDATE: NEW NOTARY LINKS ADDED

New website links have been added to the 50 State Notary Link Directory at http://www.50statenotary.com/links/

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

St. John, Chapter 15, Verses 1-2

I am the true vine, and my Father is the husbandman. Every branch in me that beareth not fruit he taketh away: and every branch that beareth fruit, he purgeth it, that it may bring forth more fruit.

Read online at http://www.servantofjesuschrist.com/kjv1611/john/chapter_15.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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The Notary News -- Issue 59

2004-11-06T04:28:00.000-08:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
You can also read this issue online at http://www.50statenotary.com/ezine/issue59.html
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ISSUE 59 Â November 5, 2004

IN THIS ISSUE:

** Guidelines in Setting Prices for Your Business
** Emails and Questions from Notaries
** Update on My Homemade Business Book
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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GUIDELINES IN SETTING PRICES FOR
YOUR BUSINESS

If you wanted to hire a company to put a roof on your house, what is the first thing you would do? You would probably call around to different roofing companies and get estimates on the price. LetÂs say ABC Roofers quotes you a price of $2,500 but Joe Brown Roofing quotes you a price of $150. Would you immediately hire Joe Brown? Of course not. You would want to compare the services and the quality of the job before you hired Joe Brown since his price is so much lower than ABC Roofers.

Roofing companies (among millions of other types of businesses) are examples of service businesses. An independent notary signing agent is also a service business. Since all service businesses are similar in price structuring, we can learn from them. How then does the roofing company determine their prices? They start by adding up the cost for supplies and the time it takes to complete the job. Notaries should therefore do the same.

In order to set prices for your notary service business, you need to calculate the overhead costs involved in completing a document signing. Here are a few costs to consider:

Automobile and Travel Costs -- If your vehicle gets 30 miles per gallon it will cost you about $2 for one gallon of gas to drive to a signing 15 miles one way and back. As a notary, you know what counties you cover and the approximate mileage it would take to travel to the average signing appointment and back. In addition to the cost for gasoline, you will also have wear and tear on your car. I always add a minimum of $5 to allow for this expense to every job, but you will have to determine this cost for your vehicle.

Office Supplies Â If you are printing e-docs and performing other functions you will need to purchase legal and letter size paper, buy toner cartridges for your laser printer and pay for the cost to have your laser printer and fax machine cleaned and maintained. Additionally, if you use other office supplies such as ÂSign HereÂ stickers or street maps, etc. these costs should all be factored into your overhead costs.

Time Â How long does it take to complete the average signing? This time should include receiving the documents, printing them out, traveling to and from the signing appointment, the time spent faxing back confirmation documents and the time it takes to drive to the Fed-X overnight drop box.

For example sake, letÂs say that it takes you 2 hours to complete an entire signing from start to finish. Now you need to determine your hourly wage to pay yourself for this time. Most service businesses in the Midwest charge from $30 to $150 per hour depending on the level of expertise. So if you pay yourself $30 per hour, a two-hour signing appointment should never pay less than $60. If you accept anything less than that Â you are paying people to do business with you. Or, if you wish to pay yourself $50 per hour, you would not accept a signing assignment for less than $100.

Your Profit -- You also need to factor in a profit for your business that is reinvested back into the business for advertising, marketing and operational costs. If you fail to do this, your business will fail because it has no operating capital to keep it functioning.

The point of this article is to make you think for yourself. Be independent. Do not ask other people to set prices for your business. Everyone lives and operates under a different set of circumstances. Every notary has different overhead expenses and every one pays themselves on a different hourly rate scale. You should not ask others to make these important business decisions for you. Instead Â think for yourself. Sit down and figure up your own overhead expenses and set your prices accordingly.

But what should you do if you set your prices at $150 per signing and the companies refuse to pay that? This is the subject I will cover in next weekÂs issue of The Notary News. Be sure to look for it in Issue 60.

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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. I am faxing a copy of my insurance license because I do not qualify for the NSA Certification in my state. Does this allow me to use the NSA logo on my notary web page in the 50 State Nationwide Notary Directory?

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RESPONSE FROM VICTORIA RING

The Certified Notary Signing Agent logo can only be placed on notary web pages when the notary has passed the certification test from the National Notary Association. If the certification is not available in your state you cannot use the logo. Doing so would be fraudulent since you have not been issued a certification by the NNA Â which is why we require a copy of the certification certificate before adding it to the directory.

Within the next few weeks I plan to re-design the directory so that Certified NSAÂs listed in the Nationwide Notary Directory have better recognition. I also will be adding the option for a ÂSponsoredÂ Listing which places your name at the top of the list for maximum exposure to the mortgage, title and signing companies. As most of you know, California and Florida are large states and the list of notaries for these states is growing rather large. Notaries from these states have called and emailed me concerning how they can possibly have a chance of getting work from this large pool of names. The steps I plan to implement as I previously discussed will help to eliminate that problem.

If you are not listed in the Nationwide Notary Directory, you are missing an opportunity for fantastic exposure to companies. 50 State Notary had web traffic of 267,000 visitors in the month of October so your notary services can be exposed on a daily basis to this traffic. Go to http://www.50statenotary.com/directory/order_getlisted.html

Note Â A price increase will go into effect on January 1, 2005. Be sure to get listed in the Nationwide Notary Directory now and lock in the lower price.

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Dear Victoria: I am currently an LO doing primarily refinances. I feel at some point in the near future, refi's may decline. I am getting my notary commission and will go into the signing business. The thought I have is this. I am used to going into considerable detail with my clients. As a signer, it is my understanding that you don't go into much detail. How much detail is not much?

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RESPONSE FROM VICTORIA RING

There are day-long seminars taught on this very subject so it is impossible for me to cover the entire answer to this question in a newsletter. However, the best protection is to direct all questions the borrower(s) have to the mortgage company. You may also want to contact the National Notary Association. They have several excellent articles concerning unauthorized practice of law and notary ethics.

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Dear Victoria. I purchased the How to Start a Bankruptcy Forms Processing Service book from you about 2 months ago. I have now had a chance to study the book and I want to thank you from the bottom or my heart for the information. Before I purchased your book I had never worked in the legal field. But the easy, step-by-step way you walked me through the drafting of a bankruptcy petition made it so easy for me to understand.

I also used one of your marketing tips and prepared a brochure (based on the one you provided in the book.) I have two meetings scheduled with bankruptcy attorneys next week and both of them commented on how professional my brochure was. (I didnÂt tell them I got it from you.)

Thanks again for opening up a whole new world for me. I am so excited that the possibility of working from home full-time is becoming a reality. I recommend your bankruptcy book to everyone!

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RESPONSE FROM VICTORIA RING

That is fantastic news! Congratulations! Please keep in touch and let me know how your business is progressing. For others who have not ordered How to Start a Bankruptcy Forms Processing Service, go to http://www.bankruptcybook.net

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Dear Victoria. I have three questions: (1) How do you suggest handling borrowers who do not wish to be fingerprinted? (2) Have you ever encountered any kind of "bad" situation when conducting signings in a borrower's home? (3) Please suggest signing companies to contact that will work with a "new" NSA.

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RESPONSE FROM VICTORIA RING

(1) I have never encountered a situation where a borrower refused to be fingerprinted. I would suggest if this situation occurs for you to contact the company you are doing the signing for and ask them what procedure they require you to follow. If this doesnÂt help, the National Notary Association provides a toll-free number for notarial questions.

(2) You did not clarify what you mean by the word Âbad.Â What may appear to be a ÂbadÂ situation for one person may not be a ÂbadÂ situation for another. Personally, I have never encountered any life-threatening situations if that is what you are referring to.

(3) I am unable to suggest signing companies for you to sign up with. 50 State NotaryÂs focus is to help notaries build their companies. To keep up to date on good and bad signing companies go to Notary Beware at http://www.notarybeware.com

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Dear Victoria. I teach a notary ethics class in Oregon. Is it possible to purchase quantities of your notary book, How to Start, Operate and Market a Freelance Notary Signing Agent on a consignment basis?

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RESPONSE FROM VICTORIA RING

Yes Millie, we provide excellent discounts to notary training instructors like you. Please call me at 614-801-9977 and I will customize special pricing to fit your needs.

Note: If training instructors are requesting copies of the notary book for their students, you can be assured the book is filled with excellent information to help you. Make sure you have a copy by going to http://www.50statenotary.com/book/
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Dear Victoria. I love your website I think it is great you help so many people. God bless you. I have a question for you. Last night I did a signing for a senior insurance company attorney. After the signing the attorney was so pleased with my work that he tried to hand me a $200 dollar tip. He justified it by saying that at all his closings they always gave a tip to the closing agent. Of course I refused the gesture reminding him that I was a public official and it was not necessary to do that. Would it have been wrong to accept that tip? Awaiting your reply.

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RESPONSE FROM VICTORIA RING

If a licensed attorney told me it was common practice to accept a $200 tip, I would have accepted it. An attorney is trusted to uphold the law so I would assume he was not attempting any fraudulent gesture by offering you the money

However, I can see your viewpoint and understand why you became confused. You are right! The first responsibility of a notary public is to serve the public. However, real estate transactions are not the same as notarizing a car title for Joe and Maxine who live next door. Joe and Maxine are considered the general public and real estate transactions conducted between companies and independent notary contractors are business and legal matters.

The bottom line is that you will need to make the determination whether you want to accept a ÂtipÂ or not. But if you want my opinion -- I would have taken the money and made sure I sent the attorney a personal thank you card when I got back to the office, enclosed my business card and been very eager to work with him again. Who knows? By not accepting the money, the attorney may have been insulted and may never call you again. Or he may decide to ÂuseÂ you and pocket the additional $200 on future signings for himself.

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UPDATE ON ÂMY HOMEMADE BUSINESSÂ BOOK

My Homemade Business is a new book scheduled to be released in early January 2005. This book will be the Âicing on the cakeÂ for the bankruptcy as well as the notary book and will help you to learn all the insider tricks and tips to building and marketing your company from the ground up.

One section of the book walks you through all the failures as well as successes of the nine different businesses I have started since 1988 (16 years) while passing on some very important life-lessons. You will find that any successful business person never achieved that success without making a lot of mistakes. Most people wonÂt tell you about them Â but I believe this information is essential to share with others who are just beginning their first business so they can avoid the same pitfalls.

My Homemade Business also exposes a wide variety of frauds so you can save yourself a great deal of money. From fraudulent infomercials to mail order fraud to telemarketing and internet fraud Â one entire section is dedicated to explaining exactly how these frauds work which will help you to recognize others in the future and protect yourself.

Another popular section will be how to design a basic web page for your company and put it on the internet. The book includes a variety of actual computer screen shots and comes with FREE web page design software so you can immediately put your new skills to use.

Of course there is much, much more in the book. A complete list of the table of contents and more information will be provided about My Homemade Business in future issues of The Notary News. And as always, subscribers will be the first to hear about it.
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Please rate this Ezine at the Cumuli Ezine Finder
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BIBLE VERSE OF THE WEEK

Hebrews, Chapter 4, Verse 2

ÂFor unto us was the gospel preached, as well as unto them: but the word preached did not profit them, not being mixed with faith in them that heard it. Â

Read online at http://www.servantofjesuschrist.com/kjv1611/hebrews/chapter_04.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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10/31/2004

2004-11-02T07:30:00.000-08:00

Comfort Inn Airport. orlando resort resideb. El Tapatio's II is adjacent to hotel. 16 restaurants within walking distance. Civic Center 2 miles, Palo Duro Canyon 20 miles, American Quarter Horse Association 2 miles. All rooms have iron/ironing board, coffee maker, and hair dryer. FREE hot buffet offering scrambled eggs, biscuits, and gravy. Rooms with high speed Internet access available.. romantik-hotels residen. Best Western Royal Oak Hotel. radisson sas hotels residen. Enjoy everything San Luis Obispo has to offer during your stay at the Best Western Royal Oak Hotel. For those searching for sand and surf, our beaches are minutes away. You will be close to the ''Old Mission San Luis Obispo de Tolosa'' and you will want to discover the state's Chumash Indian heritage. Within the area are the Farmer's Market, the quaint shops and galleries, several great golf courses, and our local wineries will delight your palate. Laguna Lake Park and two shopping malls are conveniently located within walking distance.. disney hotels residen. Best Western Westminster Inn. mariott hotels woldwie. Enjoy famous Best Western hospitality at the Best Western Westminster Inn. We are located within minutes of Boeing McDonald and Boeing Rockwell, Seal Beach Naval Weapon Station, Long Beach Convention Center, Disneyland ParkÂ®, Knott's Berry FarmÂ®, beaches and more. Enjoy our spacious guest rooms and kitchenettes, refreshing outdoor pool, spa and courtyard, direct dial phones, and satellite television. Help yourself to a complimentary cup of coffee in our lobby. We look forward to welcoming you at the Best Western Westminster Inn.. excalibur hotel las vegas eoldwid. Best Western Beach View Inn. best western inn soldwid. Enjoy Southern hospitality at its finest! 26 miles of sugar-white beach, first class casinos, family attractions, ante-bellum homes, art museums, fishing, golfing, and unique shopping will provide an abundance of entertainment for any visitor. The Best Western Beach View Inn is centrally located on Beach Boulevard (Highway 90) and New Orleans is only an hour's drive! Stay with us and you will enjoy a comfortable room with either one king-size bed or two double beds. Complimentary shuttle service is available to the casinos. You will not be charged for local phone calls. And do not forget the 18 local golf courses available when you book a Golf Vacation Package! All your tee times will be personally handled by our golf coordinator. We welcome families, motor coaches, conference groups, gamblers, reunion groups, golfers, fishermen, conventions up to 260 people, and anyone who just wants to get away for awhile! Make your reservations on-line, through Best Western International's toll free system or feel free to call us direct at 1-800-748-8969.. florida hotels qoldwid. Best Value Inn Berkeley San Francisco. los angeles hotels wildwid. Enjoy your stay at the Best Value Inn of Berkeley, California, just minutes to the University of California-Berkeley. With its close proximity to San Francisco and Oakland California, you have access to all those metropolitan attractions. Designed with classic Spanish architecture in mind, the Best Value Inn provides comfortable accommodations and personalized service in the Bay Area*s most convenient locations. Stay in one of our spacious rooms with many amenities, such as Cable TV, Internet Access, Complimentary Morning Coffee, Free Local calls, Daily Newspaper, microwave, voice mail and many more.. vancouver hotels wlldwid. Best Value Inn and Suites Myrtle Beach. comfort inn hotel wpldwid. Enjoy your stay at the newly remodeled Best Value Inn and Suites of Myrtle Beach, South Carolina located 3 miles from the world-famous beaches. This single-story, exterior design property offers 108 recently upgraded guestrooms featuring refrigerator, cable TV w/ HBO, iron, hairdryer, and more. Kitchette guestrooms available upon request. While staying at our property, come swim in our outdoor pool or head to the beach, which offers dining, nightlife and shopping.. discount hotel rate wopdwid.

10/31/2004

2004-11-02T05:07:00.000-08:00

The Notary News -- Issue 58

2004-10-30T19:53:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
You can also read this issue online at http://www.50statenotary.com/ezine/issue57.html
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ISSUE 58 Â October 29, 2004

IN THIS ISSUE:

** Marketing Your Notary Services without Any Effort
** Emails and Questions from Notaries
** NEW! Notary Website Link Exchange
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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MARKETING YOUR NOTARY SERVICES
WITHOUT ANY EFFORT

I receive many calls and emails every week from notaries who ask me how they can market their notary signing agent services and get more work. I have found that most people think the word ÂmarketingÂ means strictly Âdoor-to-doorÂ selling Â which is totally untrue.

Door-to-door selling is only one, very small, minute form of marketing. There are literally billions and billions of other ways to market your services and grow your business without going door-to-door making sales calls. I know this for a fact because I absolutely hate making sales door-to-door. Back in 1988 when I started my first business, I decided to find other ways to market that did not involve door-to-door selling. And believe me, I found a huge world filled with ideas existing all around me. Today, I am confronted with hundreds of ways to market my business on a daily basis. I wish I could split myself into ten persons so I would have the time to pursue all the ideas Â but due to the limitations of my human body (which requires sleep and food) I am forced to limit myself to only pursuing the marketing ideas that I can actually achieve and perform.

When I was more active working as a notary signing agent, I found a great way to market myself without actually selling something. When I went to the borrower(s) home and completed the loan signing, I handed them a business card. I said something like: ÂHere is my business card if I can help you in any way. If you were happy with my services I would appreciate you letting ABC Company know. Â

Some notaries feel that leaving a business card with the borrower(s) constitutes a conflict of interest for the mortgage, title or signing company you are doing the loan closing for. Tell me Â where is the conflict of interest? If you handed the borrower(s) your business card and said ÂYou can save a lot of money on your interest rate if you will stop the loan with ABC Company and re-sign under DEF Company.Â -- that would be a conflict of interest. Your statement would financially hurt ABC Company and actions like these are against the law!

However, handing your business card to borrower(s) for identification purposes shows professionalism. Your presentation in providing the borrower(s) your business card should never be an attempt to sell them anything. DonÂt say something like: ÂIf you ever need a notary for any documents feel free to call me.Â This is crossing into the ÂgrayÂ zone of a conflict of interest because this statement could be misinterpreted as soliciting.

That is why you should present your business card to the borrower(s) in a manner that relates to their loan and is beneficial for them. This type of marketing is not done to produce instant sales. It is a two-step marketing method that does not require any additional time but will aide in getting your name out in the marketplace and perhaps the borrower(s) will call you or recommend you to their co-workers. WouldnÂt it be nice if a mortgage company called you one day and said, ÂYour notary services have been personally requested by the borrower(s) because you notarized the documents on their sisterÂs loan.Â

Train yourself to think outside the box and make every effort to market your services Â not simply in an effort to make a sale, but rather to make additional business contacts which will ultimately bring you more work. If you concentrate on building your business, rather than making immediate money Â the money will come naturally.

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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. I am very frustrated working for signing companies who either never pay me or pay very slowly. Do you have any suggestions?

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RESPONSE FROM VICTORIA RING

I just read an excellent article written by a well-known signing agent Jamie Johns about this subject. Jamie suggested that you never work for a company unless you sign a contract with them. She also suggested joining Pre-Paid Legal Services, who will write a collection letter to companies who do not pay you at all.

These are two excellent suggestions. To get started, go to http://www.prepaidlegal.com/ and click on ÂLegal PlansÂ from the left-side of the web page. The cost is about $25 per month depending on the state you live in. I personally know this service is legitimate. I used to work for a law firm named Maguire and Schneider who had an entire section of their office dedicated to Pre-Paid Legal Services. Attorneys walked around with headsets on their heads, taking phone call after phone call from members. Other than collection letters, Pre-Paid Legal Services provides a host of other services that will benefit you and your business.

As far as JamieÂs suggestion about not signing up with companies unless they provide you with a contact -- make sure you READ it before you sign it. You also want to make sure the contract provides information such as: (1) How the notary is paid. (2) How much the notary receives if the borrower(s) do not sign the documents after the notary has arrived at the residence. (3) The companyÂs procedures for document processing (i.e., if you are required to fax back a lot of documents immediately after the appointment, etc.)

While you are reading over the contract, if you come to a section you do not fully understand Â call the company. So many people are scared to contact a company because they think the company will believe they are dumb. This is NOT TRUE. The company will be impressed with the fact you care enough about your job to ask a question. It shows the company you are paying attention and want to do the best job for them. Additionally, when you call the company to ask a question Â you have the opportunity to market yourself and get your name known. Say something like: ÂHello. My name is Jane Doe and IÂm calling from DoeÂs Notary Services. I have a question concerning the contract and would like to speak to someone in your legal department.Â Also, make sure you repeat your name to any other parties you may speak with at the company. And finally, always conduct yourself in a professional manner. That means listening while the other person speaks and remaining calm and personable throughout the conversation.

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Dear Victoria: I am wondering what software programs you might recommend to convert e mail documents to PDF for NSA purposes. I've been looking, but I do not know where to start.

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RESPONSE FROM VICTORIA RING

I use a software program called pdf Factory Pro which you can get at http://www.fineprint.com for converting documents to PDF format. The thing I love about this software is that it installs itself as a printer driver. Then, when you want to convert anything to PDF format, you click the PRINT key and print the document to the PDF printer driver. ItÂs quick, easy and will work with any Windows software program.

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Ms. Ring, I love what you have done. I am in the process of becoming a notary. I have a job interview tomorrow at a mortgage company and a friend suggested I become a notary. I just came from the book store looking for ANYTHING you have written, to no avail :(. I dropped off my application to my bonding company today. Thank you for being a caring and sharing individual. BLESS YOU!!!

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RESPONSE FROM VICTORIA RING

In order for my books to appear on the shelves in bookstores one of two things must happen: (1) A wholesale book distributor would need to carry my books and recommend them to the bookstore for purchasing; or (2) People call and request the bookstore carries the book. If the bookstore receives enough requests they will order copies from Graphico Publishing and place them on the bookstore shelves. The shelf-life of a book is normally about 3 weeks. If all copies of the book have not sold within that period of time, the bookstore will not reorder copies and may even return the unsold books back to the publisher.

This is exactly why so many good books are available on the internet versus the local bookstore. It was easy to submit my books to Amazon and Barnes and Noble because they are on the internet. But if you go to your local Barnes and Noble bookstore, my book will not appear on the shelves simply because no one has requested it.

So if you would like to see the notary and bankruptcy book on your local bookstore shelf, call the bookstore and ask them to please carry the following:

1. How to Start, Operate and Market a Freelance Notary Signing Agent Business
ISBN: 0-9761591-0-4

2. How to Start a Bankruptcy Forms Processing Service
ISBN: 0-9761591-1-2

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Dear Victoria: I think it is so wonderful of you to write two of the best books I have ever read. Your books have inspired me to write my own. Can you tell me how to self-publish my own book without submitting manuscripts and waiting for a publisher to buy my material?

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RESPONSE FROM VICTORIA RING

I have provided step-by-step instructions at http://www.graphicopublishing.com/index2.html

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Good Morning Victoria. I wanted you to share this with all your readers! I am so excited as I am sure you know. I was nominated for notary of the year for 2005 and came in as a Runner up. I have never had an honor like this before and want to thank you and all the companies that nominated me! I am on the back of your Book also which I was not aware of. I have NEVER been to Las Vegas because I am always working, trying to pay bills and help others, and it has paid off.

I also received a Letter from the Commonwealth of Virginia for this special nomination. Thank you for all your wonderful advise in your newsletters and books, I do not know what I would have done without help that you give to everyone also. Please share this with everyone. Thank You.

Mary K. LaBelle
Virginia

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RESPONSE FROM VICTORIA RING

Congratulations Mary! If anyone would like to email Mary personally her email address is

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Dear Victoria. I purchased your book, How to Start a Bankruptcy Forms Processing Service on September 14 and want to thank you for opening a whole new world to me. I just signed up my first attorney to use my service. The law firm is an attorney/wife team and they were so overjoyed I contacted them. They were so overloaded with work they didnÂt know what to do. I am so excited since the attorney says he can keep me busy with 20-25 new petitions per month.

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RESPONSE FROM VICTORIA RING

Thank you so much Charlene for sending your success story. Some people believe you have to obtain a paralegal education to draft petitions Â although the information in the book is not taught in the average paralegal classes. I am glad you didnÂt let this fear stop you and you used the information in the bankruptcy book to start your own company. Please be sure to keep me up to date on your progress.

If you have not ordered your copy of How to Start a Bankruptcy Forms Processing Service yet, go to http://www.bankruptcybook.net

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NEW: NOTARY WEBSITE LINK EXCHANGE

50 State Notary now offers a link exchange partnership with other notary web sites. If you have a web site and would like to participate, go to http://www.50statenotary.com/links and review the list of our current exchange partners. Simply click on the link to obtain the 50 State Notary logo, link the logo back to us and we fill out the form. We will add your link and 30 words about your company in the next update.

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

1 Thessalonians, Chapter 3, Verses 12 and 13
ÂAnd the Lord make you to increase and abound in love one toward another, and toward all men, even as we do toward you: To the end he may stablish your hearts unblameable in holiness before God, even our Father, at the coming of our Lord Jesus Christ with all his saints.Â
Read online at http://www.servantofjesuschrist.com/kjv1611/01_thessalonians/chapter_03.html
________________________________________________
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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The Notary News -- Issue 57

2004-10-21T21:23:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
You can also read this issue online at http://www.50statenotary.com/ezine/issue57.html
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ISSUE 57 Â October 22, 2004

IN THIS ISSUE:

** Update Your Address Book
** Emails and Questions From Notaries
** How to Handle a Backdating Document Request
** Notary Develops New Bankruptcy Website
** Is Your Name on This List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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UPDATE YOUR ADDRESS BOOK

On October 25, 2004, 50 State Notary will have a new phone and fax number:

New Telephone: 614-801-9977
New Fax: 614-801-1962

All other contact information will remain the same. We are NOT moving. Just our telephone numbers have changed.

If you use Microsoft Outlook as your email software, you can easily update your Address Book by clicking on TOOLS, then ADDRESS BOOK and either clicking on NEW to add 50 State Notary to your address book or to update information.

Complete contact information for 50 State Notary for your Address Book:

50 State Notary
1601 West Fifth Avenue, Suite 123
Columbus OH 43212-2303
Phone: 614-801-9977, Fax: 614-801-1962
Email: victoria@50statenotary.com
Website: http://www.50statenotary.com

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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. I am shocked that we have "NASTY" unreasonable people that are Notary Public people. If we act like this -- how can we deal with the public and expect to build our business? Sounds like you need a jar with a label on it that says "HERE IS THE ASHES OF A NASTY NOTARY PUBLIC." Sorry! It is hard to believe we have people that act like spoiled children and expect to build a business. I hope I never display this attitude.

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Dear Victoria: It just totally amazes me that the couple of NEGATIVE people wrote in Issue 56 and talked disrespectful to you. You have provided so much positive and required information in this field that it just blows my mind. The two that wrote in complaining about the teleconference and not receiving their book after ONLY 3 days of ordering need to really get a clue. They are not and probably will not do well in this business because of their mind set.

Thanks to you and all of your tidbits of information I am doing quite well as a notary signing agent. I make anywhere from $2,800 to as high as $7,400 in August 2004. If I were you I would not waste my time or energy responding to them.

Thanks for everything you have to offer. Your information is FREE -- what more do they want? And thanks for spreading the word of His goodness. I look forward to the Bible versus at the end of every newsletter.

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RESPONSE FROM VICTORIA RING

I was touched to receive so many emails (like the 2 above) from subscribers who were upset with the two ÂnegativeÂ emails published in the previous issue. My intention for publishing them was to help a few people out there to wake up. The sad part is that some of these people do not even realize they are being nasty. They believe they are actually doing the right thing in regard to their behavior. Normally I delete emails like these, but once in awhile I will publish one of these nasty letters in order to provide a response that I hope will help these people realize their problem and change their behavior. Then, when I try to ÂjoltÂ these people into reality I receive emails from other notaries who accuse me of being Âtoo harsh.Â You canÂt win for losing with some people.

DonÂt worry Â nasty comments never hurt me. Gloria and I normally get a big kick out of them. I respect the right to free speech and believe that everyone is entitled to their opinion Â just the same way I am.

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Dear Victoria: Many applications to be listed with mortgage companies ask "How much experience have you had?" or "Please provide the names of other signing agencies or mortgage companies for which you have completed assignments." and "How many assignments have you completed?'

This is a Catch-22. Signing agencies want experience, but how is a new notary signing agent supposed to gain experience if no signing company will trust them with an assignment?
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Dear Victoria: I'm afraid if I put down on the applications that I have NEVER notarized loan documents and have done ZERO, that they won't call me. Should I at least say YES and that I've notarized AT LEAST 1-10 purchases and refinances -- but really I haven't done a single one? I would feel bad about doing that. But the forms they have you fill out online just ask you for POINTBLANK answers. Any thoughts on how to handle this situation for a brand new notary with NO experience whatsoever?

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RESPONSE FROM VICTORIA RING

When I first started working as a Notary Signing Agent the applications I filled out did not ask this question. However, over a period of years many companies have suffered because of the Âbad appleÂ notaries who do not provide them with a professional job. Therefore, they have had to get tougher by asking for references.

My suggestion would be to sign up with companies who do not require you to have experience. Then when you have completed a few signings, go back to these companies and register with them, providing the experience you have.

Another suggestion would be to write down your strong points, education and background that would demonstrate a responsible, dedicated and dependable person. Then pick up the phone and call the company. Provide them with your background and explain that you are interested in working directly for them. You also need to convince them you are professional and have enough background experience to do a good job.

Or you could locate an experienced notary signing agent in your area and accompany him or her on a couple of assignments. You donÂt earn any money doing this. In fact, you should offer to buy the experienced notary lunch or dinner for allowing you to accompany him or her on the signing. Why? Because you will gain valuable experience you can never learn in any classroom and you also tell companies you are signing up with that you have received personal hands-on training from an experienced notary signing agent.

Finally, go to http://www.50statenotary.com/directory/company_listing.html where I have provided additional tips to help you get more business.

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Dear Victoria: Is it FAIR for an agency to ask me if I have a felony when I've OBVIOUSLY been approved by my State to become a notary?

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RESPONSE FROM VICTORIA RING

The word ÂfairÂ can mean a variety of different things to many people. But I have experienced a lot of job applications that ask for you to list any previous felonies. And attorney told me that in most states the statute of limitations is 6 years, depending on the type of felony the charge is for.

You may want to get a copy of your criminal record and have the felony expunged. This simply means they will remove it from your record. If you are unsure of how to do this, contact a criminal attorney in your area and it should not cost very much to have the record expunged since this is normally a simple procedure.

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Dear Victoria: How would you feel about the notary developing his/her own Contract Agreement and when the notary gets their first call from a signing/title/mortgage company, we would require the company to sign the contract and fax back? The Contract would contain provisions such as; 1) Payment policy when the borrower doesnÂt sign, 2) Payment terms (i.e. net 30 days), 3) Cancellation Policy in circumstances when either the borrower or signing company calls to cancel the appointment within 2 hours. These are just a few of the provisions that I would like included in a Contract Agreement. WHAT ARE YOUR THOUGHTS ON THIS?

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RESPONSE FROM VICTORIA RING

I think it is a terrific idea. However, most mortgage, title and signing companies already provide their own Agreements. It may be easier to just sign up with companies who already meet your criteria rather than drafting a contract yourself without the aide of an attorney or competent paralegal.

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Dear Victoria: I just want to say thank you. You have made a difference in my life. A couple of months ago I surfed the internet wanting to know what I can do to make extra money. I came across your book. I bought your book and did exactly what your book said regarding starting the Notary Signing Business. At first it was a part time thing that I did when I was not working at my full time job. I got lots of signings and now I am getting enough to work at my full time job part time. As a woman of god, I am so blessed that I had you to literally hold my hand in this. Thank you and God bless.

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RESPONSE FROM VICTORIA RING

Thank you so much for your comments Denise.

For those of you who have not ordered your copy of How to Start, Operate and Market a Freelance Notary Signing Agent Business go to http://www.50statenotary.com/book/

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HOW TO HANDLE A BACKDATING DOCUMENT REQUEST

Dear Victoria: I had an experience recently that I think is worth sharing with your subscribers. I completed a loan settlement on 9/16/2004. One month later, I received an email from an employee at NASCO, the title company handling the recording of the deed. She said the county courthouse rejected the mortgage because the notary seal was illegible. She said they needed an "All Purpose Acknowledgement" completed by me to record the mortgage. I emailed back asking her to fax me the form they needed me to fill out, in addition to the notary page of the mortgage in question. I have been a signing agent for 6.5 years and am always careful to imprint the seal clearly on the mortgage, so I was curious to see what was illegible. She agreed and faxed me the papers.

The faxed copy showed a clear seal, except one of the "m's" in the word commission was blurry. I figured the county employee was just in a bad mood that day and turned the mortgage away. That is something we have no control over as notaries, and I knew it needed to be fixed so it could be recorded. So I moved on to the form they wanted me to fill out. It was a blank acknowledgement form. The instructions the NASCO employee gave me were to fill out the form and affix my seal, making sure to date the form 9/16/04, which was the original date of the loan signing (even though the date I would have been filling out the form and affixing my seal was on 10/15/04). That was RED FLAG #1. RED FLAG #2 was that they wanted me to affix my seal to a blank document that wasn't accompanied by the original document. RED FLAG #3-after all that I was supposed to overnight the acknowledgement back to them so they could put it with the mortgage.

I emailed back to NASCO that I felt this was backdating, and that I didn't feel comfortable signing the blank document. I wanted to call the NNA notary hotline to get clarification on the best way to rectify the problem so that I would be doing it lawfully and in a timely manner for NASCO.

I promptly received a phone call from a gentleman at NASCO-someone other than the girl who had been emailing me. He said what they were asking me to do was not backdating, and that I just needed to get this done so they could get this mortgage recorded. I told him that I would be happy to do whatever is necessary, but just wanted to call the NNA first to clarify the proper way to do it. At that point the NASCO gentleman (I am being gracious here...) threatened to call the signing agency that contracted me for this job to tell them that I was not cooperating. I immediately assumed that he was threatening to try and impact my future business with this particular signing company if I didn't do what he wanted. I stuck to my guns and told him that I would not do anything until talking with the NNA.

I promptly called the NNA and they confirmed my concerns. Faxing a blank acknowledgement is considered a "loose certificate" and is not acceptable. If there is something unclear about a notarial seal, the notary MUST be re-presented with the original document before completely an acknowledgement. In addition, dating the acknowledgement for the date of the signing and not the date you are actually filling out the form IS backdating. The correct way to resolve this was for NASCO to overnight the original mortgage to me so that I would have the document in my presence. Then I would re-affix my seal on the document. That is it. No dating is necessary, and it requires no new notarization.

The NNA informed me that notarizing a faxed All Purpose Acknowledgement without having the original document with it is like notarizing a blank piece of paper. Also, overnighting that back without being attached to the original document runs a risk. If the document falls into the wrong hands it could be used fraudulently and I would have no defense and be totally responsible for the consequences.

I am glad I covered my bases and got the information I needed to feel comfortable handling the problem. Everyone needs to remember that YOUR notary commission is on the line at all times. Lenders and title companies cannot bully you into doing something just because they say so. Make sure you are doing it the right way and ALWAYS get clarification if you are unsure or do not feel comfortable with a request given to you.

Sincerely,
Karla-Gettysburg, PA

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RESPONSE FROM VICTORIA RING

Excellent advice Karla!! Thank you so much for submitting this information to help other notary subscribers.

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NOTARY DEVELOPES NEW BANKRUPTCY WEBSITE

George Wynn, a subscriber of The Notary News purchased the book ÂHow to Start a Bankruptcy Forms Processing ServiceÂ and has developed his own company named The Bankruptcy Assistant. George has done an excellent job in the development of his website and I invite everyone to take a look at http://www.thebankruptcyassistant.com/

If you are interested in finding out more about the bankruptcy forms processing business, go to http://www.bankruptcybook.net

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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received:

STATE--------LAST NAME
NY-------------Horlacher
AL-------------Harrison
CA-------------Flathman
CA-------------Hanon
OH-------------Rosenbrough
IN-------------McCord
SC-------------Swiger
TX-------------England
FL-------------Avent
MN-------------Govan
IN-------------Gastineau
OH-------------Mays

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

Jeremiah, Chapter 1, Verse 19

ÂAnd they shall fight against thee; but they shall not prevail against thee; for I am with thee, saith the LORD, to deliver thee.Â

Read online at http://www.servantofjesuschrist.com/kjv1611/jeremiah/chapter_01.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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Teleconference Update

2004-10-18T22:39:00.000-07:00

Teleconference Update

Victoria Ring will "NOT" be speaking at the teleconference hosted by Annie Mae on Thursday, October 21 as previously published.

In the interim --if you are waiting to attend the teleconference before purchasing the book, How to Start a Bankruptcy Forms Processing Service you can obtain the SAME information provided in the free teleconference by using one of the following methods:

1. Visit http://www.bankruptcybook.net
2. Scroll about half-way down the page and read the questions and answers

or

You can call Victoria Ring personally at 614-491-9831 between the hours of 11:00am and 9:00pm Eastern Standard Time and she will be happy to answer any questions you may have.

Stay subscribed to The Notary News for additional updates on future teleconferences as they become available.

Your regular issue of The Notary News will be published on Friday, October 22. Keep up the good work!!
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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The Notary News -- Issue 56

2004-10-15T12:32:00.000-07:00

T H E N O T A R Y N E W S
OUR ONE YEAR ANNIVERSARY CELEBRATION ISSUE!

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/ ________________________________________________
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ISSUE 56 Â October 16, 2004

IN THIS ISSUE:

** Emails and Questions From Notaries
** Submit Your Question for the Next Issue
** Summary of Teleconference
** Is Your Name on This List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. I did not subscribe to The Notary News to be notified of teleconferences. I want to know how to work for mortgage companies and make money.

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RESPONSE FROM VICTORIA RING

So why haven't you attended the teleconferences? The Annie Mae Organization provides a wide range of teleconferences for notaries who are seeking to build their notary signing agent business. The teleconferences are an excellent way to build your business and increase your knowledge so you can increase your income. That is why I publish information about them in The Notary News and will continue to do so.

You need to open your mind to explore a wide range of information and follow a wide variety of leads. Teleconferencing is a new technology. The least you could have done was look at the subject as a unique opportunity to learn how to teleconference -- which is a tool that will become common place in the very near future.

Long-time subscribers to The Notary News are accustomed to the fact that I do everything I can to keep them up-to-date on new products, technologies and other information. I do not receive any compensation from Annie Mae for speaking at these teleconferences but I give my time in order to not only help notaries become accustomed to teleconferencing technology but to also put them in touch with others and know they have a support system. I am very sorry that you missed this opportunity by not exploring the teleconferencing announcements.

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Dear Victoria. I ordered the notary book on Friday, October 8 and here it is Tuesday, October 12 and I still don't have it. Where is my book?

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RESPONSE FROM VICTORIA RING

If you recall -- Monday, October 12 was a federal holiday and all the post office's were closed. That means when we received your order on Friday it would have been deposited at the post office on Saturday. Because the post office was closed on Monday, your package probably did not leave the post office here in Columbus, Ohio until Tuesday.

Note: It is nice to know that so many people are anxious to receive their books; but unfortunately, I cannot control the process the United States Postal Service has in delivering mail. We ship ALL book orders the very next day after an order is received. In other words, if you order a book on Tuesday it will be shipped on Wednesday. But how long the Post Office takes to deliver that package to you is something I cannot control.

Additionally, although we ship orders by 2-day priority mail, the post office does not guarantee it will be delivered within 2 days. However, the package is treated as priority mail and is normally faster than mailing first-class which is why we choose to ship using this method.

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Dear Victoria. Thanks to all the great tips and techniques in How to Start, Operate and Market a Freelance Notary Signing Agent Business I have become overwhelmed with work. I can't keep up with all the signing assignments. Any suggestions?

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RESPONSE FROM VICTORIA RING

First of all -- congratulations! Thousands of people would love to be in the position you are in. You are experiencing the same thing I went through when I owned The Lawyer Assistant. The company grew so rapidly that I was unable to keep up with the workload.

But in your situation, you need to find reliable, professional notaries in your area who can help you. Before you form any type of relationship with the notary, I strongly urge you to have them assist you on a signing appointment. Evaluate their professional demeanor and find out if they know their job well enough to trust them as a back-up. Then you could pay them a fee (like 80% of the fee you are paid) and make a small commission. After awhile, it sounds like you may be able to open up your own signing company.

One last suggestion -- if you will email me with permission to publish your name, phone number and email address, I will provide it to the subscribers of The Notary News and perhaps help you link up with others in your area.

For others who have not purchased a copy of How to Start, Operate and Market a Freelance Notary Signing Agent Business, go to http://www.50statenotary.com/book/

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Dear Victoria. I am listed in the Nationwide Notary Directory on your website but because you list people in alphabetical order (and my last name starts with an R); I am listed near the bottom of the list. Is there a way to move my name up to the beginning of the county list?

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RESPONSE FROM VICTORIA RING

The order in which your name is listed in the Nationwide Notary Directory should not have any significant effect on the assignments you receive from companies. You should be actively marketing on the internet on a daily basis so that your name becomes known to other companies. The more they see your name, the bigger chance you have of getting jobs.

It is evident that you are not getting many calls or you would not have notified me about this issue. Therefore, you need to actively market your business. By marketing your business I do not mean that you should spend any money. Marketing encompasses a wide variety of methods. You cannot simply list your name in a notary directory and sit back expecting work to come to you. How many search engines have you listed your notary directory web page on? How many companies have you faxed your resume to? How many companies have you passed out your business card to? How many notaries have you networked with recently? Have you attended any of the Annie Mae teleconferences to increase your marketing knowledge? Have you purchased How to Start, Operate and Market a Freelance Notary Signing Agent Business?

These are only marketing methods to get you started. There are millions more but you have to make the effort to build your own business. No directory listing anywhere can do that for you.

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DO YOU HAVE A QUESTION FOR THE NEXT NEWSLETTER?

I would love to publish some of the excellent questions I receive from notaries throughout the week and answer for you here in the newsletter. However, some people prefer not to have their email published even though their name will not be used. But if you have a question that you provide me with permission to publish (without your name), please email me at Be sure to state in the email that I have permission to publish your question without your name or identifying information.

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SUMMARY OF TELECONFERENCE

I would like to thank everyone for the overwhelming attendance at the free teleconferences concerning the Bankruptcy Forms Processing Service. Each meeting was originally intended for 25 people are less. However, from 75 to 100 people have been registering for each conference. In order to accommodate this large group of people, Gary Drury at Annie Mae has been linking several computer systems together in order to provide everyone with the ability to attend.

However, there were still people who wanted to attend but were unable to do so because of other personal responsibilities. Below I have provided some of the questions and answers that were addressed at the teleconference for those of you unable to attend:

Do you need to be a paralegal to operate this type of business?

No. Drafting bankruptcy documents does not require the same level of expertise that is required for other jobs in the paralegal arena. For example: Not everyone who works at a hospital is a doctor or nurse. Therefore, not every job at a law firm requires you to be a paralegal or attorney.

Is it legal for me to operate this business in my state?

You are confusing this business with one where you work directly for consumers (John Q Public). In that case no attorney is involved and many states have laws in place that prevent you from preparing bankruptcy petitions directly for consumers. However, the type of business I am presenting to you enables you to work directly for attorneys. Your name does not appear on the documents because you are assisting the attorney. The attorney will provide final approval and sign the bankruptcy petition when it is submitted to the court. There is no state or federal law that exists stating you cannot work for an attorney. Besides, progressive law firms outsource a wide variety of different assignments to independent companies. From computer services to court reporters to process servers -- law firms have been outsourcing for many years. This business is just another way of outsourcing your skills to bankruptcy law firms.

How to I find out how many bankruptcy petitions were filed?

Go to http://www.abiworld.org Click on "Online Resources: then select "Bankruptcy Statistics." You can choose to view statistics by chapter, district, state or as quarterly figures. You will see that the number of filings are growing very rapidly, which means that you will have a growing business and steady income if you choose to become a Bankruptcy Forms Processor.

What types of attorneys hire freelance bankruptcy forms processors?

There are two different areas of bankruptcy: creditor bankruptcy and debtor bankruptcy. Creditor bankruptcy consists of attorneys that represent the collector (credit card companies, etc.) Debtor bankruptcy consists of attorneys who work directly with people who are filing bankruptcy. Most debtor bankruptcy attorneys operate on a much tighter budget than the creditor attorneys and therefore have smaller one-and-two attorney size law firms. These are the types of attorneys that need services that you can be trained to provide and your service will save them money and relieve their heavy workload. Additionally, these types of attorneys are normally much easier to work with because they are small business owners like you are.

How much money can I charge for drafting a petition?

It will be up to you to set your prices for your own products. When I owned The Lawyer Assistant I charged $150 for drafting a set of Chapter 7 documents and $200 for a Chapter 13. However, I sold the business over a year ago so I believe the average price for document preparation is higher now. The best thing to do is call a few bankruptcy law firms in your local area and ask them how much they charge. Some will give you a price -- others won't. Or, you can go to a search engine like Google at http://www.google.com and type in the search words "find bankruptcy attorney" and start going through some of the attorney websites to locate some prices.

But an even better way for you to determine the prices to charge is to turn to Page 72 in How to Start a Bankruptcy Forms Processing Service. Work through the drafting of a bankruptcy petition (using bogus information) so you will be able to determine the work involved and set your prices accordingly.

How are documents electronically filed with the court?

Through a national court service called PACER. You can sign up and get a free PACER account by going to http://pacer.psc.uscourts.gov/ and clicking on the link: "Register for PACER." There is no cost to sign-up. However, if you will be filing documents electronically for attorneys they will provide you with their username and password since attorneys are the only parties eligible for electronic filing capabilities.

To find out more about building a highly successful business as a bankruptcy forms processor, or to get the book, How to Start a Bankruptcy Forms Processing Service, go to http://www.bankruptcybook.net I have provided book excerpts, a complete list of the table of contents and additional questions and answers so you can make a more informed decision whether to get involved in this business or not. If you have any additional questions after viewing the web page, feel free to call me at 614-491-9831.

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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received:

STATE--------LAST NAME
NY-------------Horlacher
AL-------------Harrison
CA-------------Flathman
CA-------------Hanon
OH-------------Rosenbrough
IN-------------McCord
SC-------------Swiger
TX-------------England
FL-------------Avent
MN-------------Govan
IN-------------Gastineau
OH-------------Mays

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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BIBLE VERSE OF THE WEEK

Deuteronomy, Chapter 10, Verses 17-18

ÂFor the LORD your God is God of gods, and Lord of lords, a great God, a mighty, and a terrible, which regardeth not persons, nor taketh reward: He doth execute the judgment of the fatherless and widow, and loveth the stranger, in giving him food and raiment.Â

Read online at http://www.servantofjesuschrist.com/kjv1611/deuteronomy/chapter_10.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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Teleconference Reminder

2004-10-13T10:49:00.000-07:00

Date: Thursday, October 14, 2004

Time: 7:00pm (Mountain); 8:00pm (Central); 9:00pm (Eastern)

Topic: Outsourcing Bankruptcy Forms Processing Services to Attorneys

Speaker: Victoria Ring, Certified Paralegal and Notary Signing Agent, Columbus OH

To Attend: At the time of the meeting, call 712 824 4000 then enter Access code 1049497

Once you are connected to the live teleconference you will be asked to MUTE your telephone in order to prevent any background noise while the speaker is presenting the material. If you wish to participate in the teleconference by asking questions and interacting with other attendees, you will need to login to the Annie Mae website and register for the teleconference.

To login to Annie Mae so you can interact with other teleconference participants, do the following:

1. Go to http://www.anniemae.org/index.cfm?id=10018
2. Click on MEETING (top of screen)
3. Click on REGISTER
4. Type your email address in the box and click on SUBMIT

If you are not a member of Annie Mae you will be taken to a sign-up screen to enter your information. It does not cost anything to attend this meeting.

If you are a member of Annie Mae, you will be taken to the page listing the different teleconferences. Click on the REGISTER link for the teleconference you plan to attend.

If you decide to become a Certified Bankruptcy Forms Process through the organization of Annie Mae, you will be required to order the 302-page training manual, How to Start a Bankruptcy Forms Processing Service which is available at http://www.bankruptcybook.net

When you purchase How to Start a Bankruptcy Forms Processing Service and are a member of the Annie Mae Organization, you will be entitled to attend ÂMembers-OnlyÂ online training classes. These classes will be announced at a later date.

FUTURE TELECONFERENCES

Topic: Outsourcing Bankruptcy Forms Processing Services to Attorneys
Date: Sunday, October 17, 2004
Time: 3:00pm (Mountain); 4:00pm (Central); 5:00pm (Eastern)

Topic: Outsourcing Bankruptcy Forms Processing Services to Attorneys
Date: Thursday, October 21, 2004
Time: 7:00pm (Mountain); 8:00pm (Central); 9:00pm (Eastern)

** Note: 50 State Notary and Annie Mae are two separate companies. 50 State Notary is the author of the training materials for the Bankruptcy Forms Processing business. Annie Mae is the organization that provides the technology for the teleconference as well as establishment of the certification. If you have any questions relating to the teleconference or Annie Mae, please direct them to Gary Drury at or call Mr. Drury at 720-296-7200.
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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The Notary News -- Issue 55

2004-10-08T22:40:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/ ________________________________________________
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ISSUE 55 Â October 9, 2004

IN THIS ISSUE:

** Attend the Next Teleconference for Notaries
** First Forms Processor Teleconference Training Scheduled
** Consulting Services Now Available
** Emails and Questions From Notaries
** Is Your Name on This List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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ATTEND THE NEXT TELECONFERENCE FOR NOTARIES

On October 6 and October 7, 2004 Annie Mae provided notaries with the ability to attend a teleconference of which I explained how the Bankruptcy Forms Processing business operates. In addition, Gary Drury of Annie Mae provided notaries with an outline of a network his company is building for bankruptcy forms processors.

I bet most of you did not know that the notary signing agent business was an idea originally conceived by a notary public in Colorado. This idea caught the interest of the NNA who purchased the company and developed it into the thriving tool SigningAgent.Com is known for today.

The bankruptcy forms processing business is similar in nature. However, Annie Mae wants to avoid some of the problems the notary signing agent field has suffered in structuring its network. These problems include low pay for the notary as well as the risk of not being paid at all. Annie MaeÂs network is being structured so that forms processors will operate as a group Â not as individual notaries like the signing agent business is structured now. (This does not apply to notaries who work on their own directly for mortgage and title companies and earn $200 or more per signing.)

Due to the popularity of these past three teleconferences, Gary Drury has asked me to do several more. Therefore, we have scheduled three teleconferences for the coming week and invite you to attend one of them.

To register online and get the benefit of interacting with other meeting attendees through the internet, do the following:

1. Go to http://www.anniemae.org/index.cfm?id=10018
2. Click on MEETING (top of screen)
3. Click on REGISTER
4. Type your email address in the box and click on SUBMIT

If you are not a member of Annie Mae you will be taken to a sign-up screen to enter your information. You can join Annie Mae or request a free meeting registration only.

If you are a member of Annie Mae, you will be taken to the page listing the different teleconferences. Click on the REGISTER link beside the conference you wish to attend.

You also can attend by calling a telephone number and entering the meeting code, which are provided when you register at the Annie Mae website. You may not be able to interact with others on the internet, but you will obtain some valuable information just by listening in on a meeting

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FIRST FORMS PROCESSOR TELECONFERENCE TRAINING

The first MemberÂs Only training for bankruptcy forms processors has been scheduled for October 15, 2004 at 7:00pm (Mountain), 8:00 (Central) or 9:00pm (Eastern.) In this training demonstration I will complete the first two pages of the Voluntary Petition of the bankruptcy petition, explaining how to enter each piece of information properly. We will also cover the difference between state and federal exemptions and the purpose of how attorneys use them to benefit the client.

Although the meeting free, you must be a member of Annie Mae to attend AND you must have purchased a copy of the book How to Start a Bankruptcy Forms Processing Service which you can get at http://www.bankruptcybook.net

We are requiring the purchase of the book because it serves as the official training manual for this section of Annie MaeÂs program. Everyone attending the training will therefore have obtained a basic knowledge so we do not need to cover the information already provided in the book.

To attend the teleconference training, follow the steps above for signing up or go to http://www.anniemae.org/index.cfm?id=10018

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CONSULTING SERVICES NOW AVAILABLE

I have decided to offer consulting services for notaries who are serious about increasing their notary signing agent business income. To schedule an appointment go to http://www.50statenotary.com/training/consulting.html

You are encouraged to make up a list of questions before your scheduled consultation so you can get the most benefit from your meeting. There are no long-distance charges. I will call you at the appointed time.

Please understand that I am unable to answer specific legal questions pertaining to your notary state laws. In other words, I am prevented from answering questions like: ÂWhere do I place my notary seal on documents?Â ÂHow do I renew my state commission.Â etc. My consulting services are specifically for marketing and growing your business or answering general questions that apply to notary signing agents in all states. The National Notary Association has the authority to answer state-specific notary legal questions.

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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. I know you have been promoting the bankruptcy forms processing business. Is this because you think the notary signing agent business is going out? (A.P.)

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RESPONSE FROM VICTORIA RING

Of course not! The notary signing agent field is still a fantastic way to make money. However, the amount of work in this field fluctuates from week to week depending on the stock market, the Presidential election and changes in the interest rates. Bankruptcy filings on the other hand are not fluctuating. For the past 3 years they have been rising at astronomical rates, creating a great need for petition preparers.

I believe that every notary signing agent needs to supplement their income so that when the interest rates are up (and signing appointments have dropped), they have other avenues available to them for making money in order to maintain a consistent income. Some notaries choose to add title abstracting services to their business. Others make extra money during the lean times doing drive-by home inspections. You will need to decide if processing bankruptcy forms is something you would enjoy doing Â which is why I am actively participating in the free meetings to explain the process and answer any questions free and without any obligation.

Annie Mae also continues to hold teleconferences for notary signing agents. If you are not interested in processing bankruptcy forms, please sign up and attend the other meetings which cover a variety of topics.

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Dear Victoria: If a person were to have your book in hand tomorrow, how long would it take for that person to start making money? (T.C)

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RESPONSE FROM VICTORIA RING

That would be an impossible question for anyone to answer truthfully. If you want me to be like an infomercial and tell you that within 30 days you are going to make a million dollars, I wonÂt stoop to those measures and lie.

You need to research the field and get as much information as you can about the business. Only then can you make up your own mind as to whether you see the income potential or not. I cannot make that decision for you.

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HI Victoria. In response to the notary who received the bad check:

I am a member of the BBB (the membership it a bit expensive, but I think it is absolutely worth it.) One of the benefits of memberships is that they have free bad check collection. If you are a member, you send them the bad check (or the bank can send it directly) within 30 days, and they will work to get your money. They charge their processing fee to the check writer. There is a set-up fee (which may or may not be waived), but given today's financial climate, it's a great investment.

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RESPONSE FROM VICTORIA RING

The only problem with the BBB (Better Business Bureau) is that they charge exhorbant fees to be a member. Their organization is not structured for the business person but rather as an organization for the general public. If you only need help with collecting bad checks you can hire a collector for much less money than joining the BBB. In addition, collectors normally only charge you if they collect the debt. The BBB will charge you a large yearly fee whether you use their services or not plus charge you additional money if you do decide to use their services. In my own personal opinion, I never received any benefit when I joined the BBB several years ago. I cancelled my membership after the first year and noticed no difference in the business income.

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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received:

STATE--------LAST NAME
NC-------------Reyes
FL -------------Cerilo
MO-------------Finke
NY-------------Horlacher
AL-------------Harrison
CA-------------Flathman
CA-------------Hanon
MO-------------Guffey
OH-------------Rosenbrough
IN-------------McCord
SC-------------Swiger
TX-------------England
FL-------------Avent
MN-------------Govan
IN-------------Gastineau
OH-------------Mays

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.

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Please rate this Ezine at the Cumuli Ezine Finder
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BIBLE VERSE OF THE WEEK

Matthew, Chapter 16, Verse 26

ÂFor what is a man profited, if he shall gain the whole world, and lose his own soul? or what shall a man give in exchange for his soul?Â

Read online at http://www.servantofjesuschrist.com/kjv1611/matthew/chapter_16.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Protect Yourself from Fraudulent Signing Companies
http://www.notarybeware.com
http://www.mynotarybusiness.com

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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Notary Meeting Reminder

2004-10-06T10:38:00.000-07:00

DonÂt forget to attend the Bankruptcy Processing Service netmeeting to be held this evening at 7:00pm (Mountain); 8:00pm (Central); 9:00pm (Eastern). Although the meeting is full you can still attend by calling 1-712-580-0100 and entering MEETING CODE: 1049497 at the time of the meeting.

Other scheduled meetings appear below. I hope you can attend one. There is no cost to attend and you will learn some valuable information.

FREE NETMEETINGS:

BANKRUPTCY PROCESSING SERVICE
Find out how adding this service to your existing business could be beneficial.
Speaker: Victoria Ring
Date: 10.06.2004
Time: 7:00pm (Mountain); 8:00pm (Central); 9:00pm (Eastern)

This meeting is currently full but you can still listen to the meeting by calling 1-712-580-0100 and entering MEETING CODE: 1049497 at the time of the meeting.

IMPROVING YOUR SIGNING BUSINESS WITH ANNIE MAE
Speaker: Gary Drury
Date: 10.07.2004
Time: 5:00pm (Mountain); 6:00pm (Central); 7:00pm (Eastern)

BANKRUPTCY PROCESSING SERVICE
Speaker: Victoria Ring
Date: 10.07.2004
Time: 7:00pm (Mountain); 8:00pm (Central); 9:00pm (Eastern)

NOTARY BEWARE
Learn how to protect yourself from fraudulent companises.
Speaker: Linda Kaufman
Date: 10.19.2004
Time: 5:00pm (Mountain); 6:00pm (Central); 7:00pm (Eastern)

TO REGISTER:

To register online and receive the benefit of interacting with other meeting attendees through the internet, do the following:

1. Go to http://www.anniemae.org/index.cfm?id=10018
2. Click on MEETING (top of screen)
3. Click on REGISTER
4. Type your email address in the box and click on SUBMIT

If you are not a member of Annie Mae you will be taken to a sign-up screen to enter your information. It does not cost anything to attend the meeting.

If you are a member of Annie Mae, you will be taken to the page listing the different netmeetings. Click on the REGISTER link beside the netmeeting you want to attend.
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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The Notary News -- Issue 54

2004-10-01T21:39:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/ ________________________________________________
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ISSUE 54 Â October 2, 2004

IN THIS ISSUE:

** Attend the Next Net Meeting
** Emails and Questions From Notaries
** The Description of a Notary Signing Agent
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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ATTEND THE NEXT NET MEETING

Dates: October 6 and October 7, 2004
Time: 7:00pm (Mountain), 8:00pm (Central), 9:00pm (Eastern)
Speaker: Victoria Ring
Subject: How to Start a Bankruptcy Forms Processing Service

At the appointment time, call 712.580.0100 and enter ACCESS CODE 1049497 if you only wish to listen to the conversation and not register.

Or, to register online and get the benefit of interacting with other meeting attendees through the internet, do the following:

1. Go to http://www.anniemae.org/index.cfm?id=10018
2. Click on MEETING (top of screen)
3. Click on REGISTER
4. Type your email address in the box and click on SUBMIT

If you are not a member of Annie Mae you will be taken to a sign-up screen to enter your information. It does not cost anything to attend the meeting.

If you are a member of Annie Mae, you will be taken to the page listing the different netmeetings. Click on the REGISTER link beside the netmeeting titled: Bankruptcy Processing Service - by Victoria Ring

If you decide to go into this type of business and partner with Annie Mae, you need to order the basic training information which is available at http://www.bankruptcybook.net
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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. Your web site is great and your information available is awesome compared to all I've seen online. My wife and I are both notaries and new NSAs. We are having our first business cards printed. What information do you feel is most important to have on the card to help get that 'foot in the door' with the various agencies? (PW)

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RESPONSE FROM VICTORIA RING

The best deal for business cards is through the National Notary Association. For only $39.95 you receive 1,000 personalized, 2-color business cards. Just provide the NNA with your information and they will design your business card in the proper format. To order your business cards go to http://www.nationalnotary.org/supplies/index.cfm?referID=A23039 and click on ÂNotary SuppliesÂ then select ÂSupply DirectoryÂ then ÂBusiness BuildersÂ and finally ÂNNA Business CardsÂ to get to the order page.

If you want to design your own business cards online, one company I use quite frequently is VistaPrint at http://www.vistaprint.com/ Not only can you get some good design ideas for making your own business cards on this website Â but with VistaPrintÂs price of only $9.99 for 250 business cards Â it is much cheaper to order from them compared to printing your own on a laser printer.

But to specifically answer your question as to the necessary data that should be on a business card, it is: Your name, address, city, state, zip, telephone number, fax number, cell phone number, web site address and email. It is important for you to understand the purpose of a business card. Its purpose is to make it easy for people to contact you. Therefore, your business card should contain as much contact information as possible.

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Hi Victoria. I don't know what to do. I was finally paid for a job that I did back in May. I got the check on Sept 16, 2004. I cashed it and went on my way. Yesterday I was checking my bank balance and the check had bounced and my bank charged me a service charge (65.00 + 10.00). I've left messages for DocSigners LLC on their voice mail and also on the ownerÂs voicemail. How should I handle this? Can I charge an extra charge for the bounced check? Please help. Thanks. (KC)

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RESPONSE FROM VICTORIA RING

I receive approximately 8-10 emails every day from notaries all over the country with complaints similar to yours. My heart really goes out to all these people and I certainly sympathsize with them Â however, my hands are tied as far as helping to solve the problem.

50 State Notary is structured as a company that provides training and education for notaries who are building their own freelance business. We have no connection to any legal entities or methods in place to help you get your money back.

The company who specializes in helping notaries recover funds is Notary Beware at http://www.notarybeware.com/

On a final note Â yes, you can charge the company for the bounced check fee but if they wonÂt pay you the $65.00 how can you be assured of getting the $10.00? I have stopped accepting personal checks from individuals. They were ordering my notary book and I was shipping the book when the check was received (without waiting on check clearance as to not delay their order.) However, do you think people cared that I trusted them? After many bounced checks and hundreds of dollars in additional bounced check charges (as well as a loss of books) I decided it was not worth the hassle. It is such a shame that the world has come to a point that people care nothing about the harm they cause to others who truly care about them and trust them.

It would have been much better for the company to not pay you at all. Now you lost an additional $10.00 you couldnÂt afford. Believe me Â I know how hard it hurts. The act is nothing but theft, pure and simple.

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Dear Victoria: I received a set of loan documents in the mail from a signing company but I do not know where I am supposed to notarize one of the pages. Can you help?

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RESPONSE FROM VICTORIA RING

I simply do not understand why people make a long-distance phone to call me about a document within a loan package when they can call a toll-free number and ask the company they are doing the signing for.

One reason a few notaries gave me as to why they didnÂt want to call the company was that they did not want to appear they did not know what they are doing. Who started this stupid line of thinking? It just doesnÂt make sense. Any company would be HAPPY to know that you care enough about the quality of your work that you call and ask a question. Besides, the company issued the loan package and the company knows what every document in the package contains. They can immediately provide you with the answers you need and they will immediately recognize that you are trying to do a good job for them.

But as with anything else Â you need to be professional when you ask your question. DonÂt call the company up and say something like: ÂHey, I donÂt get this one page that looks like a bunch of chicken scratching.Â Instead, say something like: ÂThis is the first loan package I have processed for your company and I want to make sure I am doing my job correctly. Could you tell me how you would like the Statement of Intention document notarized?Â

While I would love to help the notaries who call me concerning specific documents in a loan package, it would be impossible for me to do so. First of all I would need to see the entire package Â not just one page. And secondly, I would need to study and understand your particular state notary laws in order to provide a sound answer.

Therefore, if you are bound and determined to call someone else (other than the company) for notary questions I urge you to join a notary organization like the National Notary Association http://www.nationalnotary.org or the American Society of Notaries http://www.notaries.org Both organizations provide you with technical support for notary questions once you are a member. Additionally, both of these prestigious organizations make it their business to keep up-to-date on notary laws for all states. So they are equipped to provide you with the sound advice you need.

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DESCRIPTION OF A NOTARY SIGNING AGENT

I recently joined the American Society of Notaries at http://www.notaries.org and was very impressed with the New Member Package I received in the mail. Inside the package was a copy of an excellent newsletter that provided one of the best descriptions I have ever read concerning the duties of a notary signing agent and I wanted to share it with you.

Reprinted from American Notary newsletter, Issue #2004-03

The notaryÂs contact with the document should be very limited. The notary makes sure that all the pages of the document are in hand, and any blank spaces have been brought to the attention of the signer. The notary checks the document to be sure that it is dated on or before the date of the notarial act. The notary looks to see what name or names appear on the document so the notary can see if all the people who have to sign the document are present. The notary does not read the document or comment on the correctness of the document to the signer. Nor does the notary recommend to the signer how any blank spaces are to be filled. To do otherwise puts the notary at great risk of unauthorized practice of law (also known as UPL).

This article from the American Notary newsletter answers a multitude of questions that I receive on a weekly basis from notaries who want to know how to explain documents to borrowers. Just because a borrower asks you what a document is Â this is not a signal for you to provide them with an answer that could get you prosecuted for unauthorized practice of law. There are many professional ways you can handle a situation where a borrower asks the specifics of a document in their loan package without committing unauthorized practice of law. If you are unfamiliar with these laws I urge you to find out about them right away and follow them precisely.

For more information on handling a variety of situations in the loan signing process, get a copy of my book, How to Start, Operate and Market a Freelance Notary Signing Agent at http://www.50statenotary.com/book

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

________________________________________________
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BIBLE VERSE OF THE WEEK

James, Chapter 5, Verse 11

ÂBehold, we count them happy which endure. Ye have heard of the patience of Job, and have seen the end of the Lord; that the Lord is very pitiful, and of tender mercy.Â

Read online at http://www.servantofjesuschrist.com/kjv1611/james/chapter_05.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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The Notary News -- Issue 53

2004-09-25T12:25:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CNSA
http://www.50statenotary.com
http://www.bankruptcybook.net
________________________________________________
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/ ________________________________________________
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ISSUE 53 Â September 25, 2004

IN THIS ISSUE:

** Meeting Minutes
** Annie Mae to Establish Attorney and Notary Service Network
** Emails and Questions From Notaries
** New Companies to Sign Up With
** Rate this Ezine
** Pray for Our Notaries in Florida
** Bible Verse of the Week
** Resource Links for Notary Signing Agents

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MEETING MINUTES

I would like to thank the Annie Mae organization for providing 50 State Notary and The Notary News subscribers with the ability to attend two netmeetings this past week. What is a netmeeting? It is a meeting you can attend without leaving your home or office. You simply call a telephone number at the meeting time, key in a meeting code and immediately you are connected with everyone else attending the meeting.

If you want to experience the visual aspect of the meeting, you will need to be able to access the internet while you are on the telephone. However, you can still attend by telephone and participate verbally or just listen in.

The first netmeeting was held on Thursday, September 23 and we had a full house. Everyone enjoyed the lively discussion which covered topics from collecting monies from non-paying signing companies to working with SwiftViewer and other readers we encounter working with edocuments. One notary told us how to go to http://www.hp.com to download the right driver for using these viewers and another notary gave us his insight into working for Sign-on-The-X (a company that is very slow in paying notary signing agents).

The second netmeeting was held on Friday, September 24. This discussion was centered around the topic of notaries providing bankruptcy petition preparation services to attorneys nationwide. I answered questions from the attending notaries and explained how bankruptcy document preparation relates to the notary signing agent job. The big difference is that you do NOT need to leave your home to prepare the bankruptcy forms and you deliver them by PDF electronically to the attorney.

ATTEND THE NEXT NETMEETING

The next netmeeting will be held on October 6. To sign up, do the following:

1. Go to http://www.anniemae.org/index.cfm?id=10018
2. Click on MEETING (top of screen)
3. Click on REGISTER
4. Type your email address in the box and click on SUBMIT

If you are not a member of AnnieMae you will be taken to a sign-up screen to enter your information. It does not cost anything to attend the meeting.

If you are a member of Annie Mae, you will be taken to the page listing the different netmeetings. Click on the REGISTER link beside the netmeeting: Bankruptcy Processing Service - by Victoria Ring. You will receive the telephone number and registration code so you can attend the meeting.

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ANNIE MAE TO ESTABLISH ATTORNEY AND NOTARY
SERVICE NETWORK

Gary Drury at Annie Mae is in the process of setting up another service designed to help notary signing agents make more money. That service is detailed in my new book, How to Start a Bankruptcy Forms Processing Business.

Like most of you, I also started out working as a notary signing agent in the year 2000 but my income fluctuated so drastically from month-to-month that I knew I had to add on additional services in order to provide more stability to my income. I built my signing agent company up to a steady $5,000 per month in income but I became burned out doing 2 or 3 signings every day over a long period of time.

This is when the attorney I was working for offered me the opportunity to work from my home processing his bankruptcy petitions. This gave me the idea to market the service to other bankruptcy attorneys. I charged $150 for every Chapter 7 bankruptcy petition I drafted for them. The attorney normally charged the client $1,500 Â so the attorney still earned 90% of the fee and was happy to save money using my services.

From the year 2000 to the beginning of 2002, I worked as a notary signing agent as well as processing bankruptcy petitions for the attorneys. In 2002 I found I was earning more money processing the petitions so I subcontracted out my signing agent jobs. By the beginning of 2003, I was so busy with the petition business that I had hired five full-time employees to help me and I was working a minimum of 16 hours every day.

My purpose in writing How to Start a Bankruptcy Forms Processing Business is to provide notaries with the same opportunities I have had so they can make as much or more money than I ever did. Gary Drury at Annie Mae recognized the potential of this service so he and his team are working hard to put together a network. This network will allow an attorney to send out a request. This request is matched with a trained bankruptcy forms processor who will draft the petition. The forms processor will be paid electronically by bank draft. This service is still being developed at the time of this writing but Gary hopes to have it ready for testing within 45 days.

In the meantime, you have this window of opportunity to obtain your basic training so you can immediately go to work drafting bankruptcy petitions for attorneys. This basic training is provided in my book, How to Start a Bankruptcy Forms Processing Service. Go to http://www.bankruptcybook.net to get your copy today so you will be ready to step in and increase your notary income.

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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria. I went out today giving out my business cards to various different locations. I decided to go to this mortgage company to let them know that I am an independent loan closer. I find that if you say you are a mobile notary, then they seem to not appreciate what you have to offer. To the point, when I was introducing my services, I was told that they use title companies and how would I come into play with the transactions. I asked if they prepared the docs and she stated they did not. She stated that they use title companies to prepare the docs. She was interested but I really didn't have an answer for her. I felt really stupid! I told her that there is a way to work with mortgage companies with my services and would get back with her. She gave me her card and definitely wants me to contact her again. What am I supposed to say? How do
I fit in? Thank you so much for being my mentor!

Also, I wanted to let you know that for a long time I did not go in person to introduce myself and services. I would either make telephone calls, fax or emails. I have found out that if you go in person and drop off your business cards then your results are a lot faster. On Friday morning, I went to several Beneficial Finance companies and I got 2 branches that showed a positive reaction. Several hours later, I received a telephone call, offering me a closing which pays $75! I was really getting discouraged about all of this because I have not been getting too many calls lately. Once I would get about 3 or 4 lined up, then 2 or 3 would cancel. Bummer! Thank you again, I am sure glad that I found you on the internet. (JC)

RESPONSE FROM VICTORIA RING

Good for you! I am glad to see you are making an effort to market your notary services.
However, every mortgage company works differently. Some mortgage companies use title companies to prepare the documents, others use signing companies and some prepare their own. If the mortgage company told you that the title company is the one that prepares the documents then you need to go to the title company and offer your services. The key is to find out "which" company dispatches out the notary because every one will be different.

When you contact the lady at the mortgage company as a follow-up, make sure she understands YOUR role in the process. You take the documents to the borrowerÂs home and have them notarized. You may want to ask her something like: "When you receive the documents back from the title company are they already notarized by the borrowers?" If the answer is "yes" then ask her the name of the title company they use for their loans and market to the title company.

In some small communities I have found a few who are not aware the borrower can sign documents at their home. Some borrowers are still going to the mortgage company or bank to sign their loan documents and are not aware the "mobile" notary option is available. While it is rare to find this situation - the fact exists that in smaller towns and communities they are still behind the times. In a situation like this, you will need to educate the company (who is responsible for having the documents signed by the borrowers) as to the convenience a mobile notary can provide to them as well as the borrowers.

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NEW COMPANIES TO SIGN UP WITH

The following new companies were added to the Nationwide Company Directory this past week at http://www.50statenotary.com/directory/company_listing06.html

1. Allbright Notary Services Melbourne
2. Signatures on the Move
3. Congressional Title Group
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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot

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PRAY FOR OUR NOTARIES IN FLORIDA

At the time this issue of The Notary News is published, Hurricane Jeanne is about to hit the east coast of Florida. I am sure many notaries in our family are being evacuated from their homes and some may even lose everything they own, including their lives.

The hurricanes have not only hurt the economy in Florida, but the pain goes much deeper than that. I am sure the economy is the last thing on a personÂs mind when their home is leveled and the area they live in looks like a war zone.

I urge everyone to join in prayer for our family of notaries in Florida today and Sunday as well as remembering all the other residents who are enduring a very hard time due to the hurricanes that have hit Florida in the past few weeks.
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BIBLE VERSE OF THE WEEK

Hebrews, Chapter 11, Verse 1

ÂNow faith is the substance of things hoped for, the evidence of things not seen.Â

Read online at http://www.servantofjesuschrist.com/kjv1611/hebrews/chapter_11.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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Notary Meeting Announcement

2004-09-23T12:08:00.000-07:00

From Victoria Ring, 50 State Notary
Exclusive for The Notary News subscribers ONLY

I will be a guest speaker tonight (Thursday) for an online meeting with top producers in the notary field. As a subscriber to The Notary News, I would like to invite you to attend the meeting free of charge. Even if you just listen and choose not to participate Â you will get a lot of great ideas and learn some new tips in furthering your notary business.

The meeting will be held at 6:00 Pacific, 7:00 Mountain, 8:00 Central, and 9:00 Eastern time and last for approximately 1 hour. You will call a special telephone number (provided when you register) at the meeting time and immediately be connected with the entire group. You also will be able to see responses from the group on your computer screen and participate by typing in answers to questions posted by the moderator. If possible, use your cell phone to call the telephone number but have your computer hooked up to the internet so you can interactively communicate with us.

If you are available at this time, please follow the step-by-step instructions below to register and attend the meeting.

1. Go to http://www.anniemae.org/index.cfm?id=10018

2. Click on MEETING

3. Click on REGISTER

4. Enter your email address in the box and click on the SUBMIT button.

If you are not a member of Annie Mae, a web page will come up that you will need to fill out before you can attend the meeting. This form is secure and the information is not shared with other parties. Fill out the form to proceed.

If you are already a member of Annie Mae, you will immediately be taken to the page containing a list of all available meetings.

5. Click the REGISTER button beside the meeting entitled ÂTop Producers Meeting - Guest: Victoria RingÂ

6. You are now registered for the meeting

7. Also be sure to register for the ÂBankruptcy Processing Service - by Victoria RingÂ meeting that I will be personally hosting Friday night also. In this meeting I will be discussing my new bankruptcy book and how the process works.

8. Now that you are registered for the meetings, there is one more step left to do. You will need to download the viewer so you can attend the meeting. This viewer will keep the communication secure and free from hackers so it is important that you install it before attending the meeting. Here are the step-by-step instructions:

9. Go back to http://www.anniemae.org/index.cfm?id=10018

10. Click on GO TO MEETING button

11. Click on the DOWNLOAD button

12. A pop-up window will come up named ÂFile DownloadÂ Click on the option to OPEN the file to install the viewer automatically.

The whole process of downloading the viewer takes less than 3 minutes and you will never have to install it again.

I am sure you will enjoy the meeting and I am happy to be able to provide this exclusively to all the subscribers of The Notary News. Credit must be given to Annie Mae for providing us with this new technology for mass communication.
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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Your Newslettersforfree.com Subscription(s) Have Been Confirmed

2004-09-23T00:50:00.000-07:00

The Notary News -- Issue 52

2004-09-17T23:54:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CSA
http://www.50statenotary.com
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html
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ISSUE 52 Â September 18, 2004

IN THIS ISSUE:

** Emails and Questions From Notaries
** 50 State Notary Opens New Distribution Office for Books
** Notary Tidbits
** New Companies to Sign Up With
** Is Your Name on The List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria: I needed a document notarized for my husband so I went to your online notary directory to find a notary. I contacted several in my local county area and they told me they would not notarize anything for less than $50.00. Where can I get my husbandÂs document notarized for less than $50.00? (MN)

RESPONSE FROM VICTORIA RING

First of all, I sincerely apologize for the behavior of the notaries you contacted. It is evident they misunderstood that you only needed one piece of paper notarized and not an entire mortgage loan package. A set of mortgage documents may contain from 50 to 120 pieces of paper, which is why a notary is paid $50 or more for the processing of the entire set. Notarizing one document is a public service and the fee should be no more than $1.00 or $2.00 (in most states.)

You can go to any bank or courthouse in your area to have documents notarized for a small fee. The fee limits are set by the individual state but they would never be $50.00.

NOTE TO NOTARIES:

All notaries must remember that we are PUBLIC SERVANTS. We take an oath of office to serve the public and we should never refuse to notarize a document for the general public (unless we suspicion it is fraudulent or the person is under duress).

It is quite evident that the notaries who quoted this poor lady $50.00 to notarize one piece of paper confused her with a loan signing. However, this brings up another interesting point: If the notaries who spoke to this lady didnÂt care enough to find out what the lady wanted in the first place, think of the problems these notaries will have when they actually do a mortgage signing. By not listening and following instructions, they will make a lot of mistakes and destroy their reputation in the notary signing agent field.

I should have NEVER received an email from a consumer like the one I published above. The notaries should have been more thorough and recognized she was a consumer and not a signing company. They should have found out exactly what the lady wanted by asking her questions to obtain the correct information. Instead, these notaries just Âgot ridÂ of this lady and didnÂt care about her situation. This is NOT being a public servant and whoever did this should be ashamed of their behavior.

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Dear Victoria: I purchased your notary book, read the information and put it to use. Tonight I just completed a signing for a mortgage company where I made $200.00. Thank you so much for making this all possible. (Name withheld)

Dear Victoria: I just want to say thanks for all the information that you have provide through your notary book. It has helped me in getting my Notary Signing Agent business going because more and more companies are contacting me for assignments. I went and applied for my business license as I see it like you said, to show that my business is firm and will be here for awhile. Thanks for placing GOD Our Father above all else, as you don't find that today. (RF)

Note: To purchase your copy of How to Start, Operate and Market a Freelance Notary Signing Agent Business go online to http://www.50statenotary.com/book/

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Victoria: I e-mailed about 5 to 7 notaries in the Nationwide Notary Directory to see how to get started but nobody has returned my e-mail. I know that it takes time but it has been about a week. Yes I do have my commission and my stamp but nobody wants to help. Why? I am not sure. Do you know if I need to get that Certification at the NNA first? Yes I have read your book a few times now. (DB)

RESPONSE FROM VICTORIA RING

Unfortunately there are several notaries out there who do not like helping other people. They are selfish and only care about making as much money as they can.

However, just like everything else in life -- you have to have patience and keep going to achieve your goal. There are 100s of notaries who dearly love to help people like you who are willing to learn. Visit all the other notary web directories and instead of sending out 5 or 7 emails, sent out 150 or 200. You are bound to find someone to be your mentor and who will reply to you.

On another note -- NO you do not need to obtain certification to work as a notary signing agent. It helps -- but it is not a mandatory job requirement.

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Hi Victoria. I just paid for a listing in the Nationwide Notary Directory. When I went to view my web page and it looked very plain. When I clicked on some of the others, I noticed that they had a black background with the 50 State Notary graphic. I really like that better. Could you change my background like that one? (DR)

RESPONSE FROM VICTORIA RING

The "new" look was established in July of this year. The reason some of the other web pages in the Nationwide Notary Directory are brighter and more colorful is because they are older listings received prior to July. When the ÂnewÂ look was implemented in July, it was impossible for me to go through the entire directory and change every single notary web page that had been designed in the older format. Therefore, the "new" look was implemented for notary web page listings received after July.

The reason the change was implemented in the first place was because the mortgage and title companies (who use the directory) suggested the change to a Âless colorfulÂ look. In addition, I received many complaints about the colorful web pages looking too Âcartoon-likeÂ.

Now that I have made the change to a "less colorful" web page look and have satisfied all the people who complained, I receive requests from people every once in awhile (like you) who preferred the more colorful look. Unfortunately, I cannot please everyone Â however, I feel it is more important to please the mortgage and title companyÂs wishes because they are the people who are responsible for giving assignments to the notaries who are listed in the Nationwide Notary Directory. Faced with the choice of either increasing the income of notaries listed in the directory, or pleasing the notary Â I decided to do what I believe will be better for the notary.

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Dear Victoria: I went out today giving out my business cards to various different locations. I decided to go to this mortgage company to let them know that I am an independent loan closer. I find that if you say you are a mobile notary, they seem to not appreciate what you have to offer. When I was introducing my services I was told that they use title companies and how would I come into play with the transactions. I asked if they prepared the docs and she stated they did not. She stated that they use title companies to prepare the docs. She was interested but I really didn't have an answer for her. I felt really stupid! I told her that there is a way to work with mortgage companies with my services and would get back with her. She gave me her card and definitely wants me to contact her again. What am I supposed to say? How do I fit in? Thank you so much for being my mentor! (JC)

RESPONSE FROM VICTORIA RING

Good for you! I am glad to see you are making an effort to market your notary services. However, every mortgage company works differently. Some mortgage companies use title companies to prepare the documents, others use signing companies and some prepare their own. If the mortgage company told you that the title company is the one that prepares the documents then you need to go to the title company and offer your services. The key is to find out ÂwhichÂ company dispatches out the notary because every one will be different.

When you contact the lady at the mortgage company as a follow-up, make sure she understands YOUR role in the process. You take the documents to the borrowerÂs home and have them notarized. You may want to ask her something like: ÂWhen you receive the documents back from the title company are they already notarized by the borrowers?Â If the answer is ÂyesÂ then ask her the name of the title company they use for their loans and market to the title company.

In some small communities I have found a few who are not aware the borrower can sign documents at their home. Some borrowers are still going to the mortgage company to sign their loan documents and are not aware the ÂmobileÂ notary option is available. While it is rare to find this situation Â the fact exists that in smaller towns and communities they are still behind the times. In a situation like this, you will need to educate the company (who is responsible for having the documents signed by the borrowers) as to the convenience a mobile notary can provide to them as well as the borrowers.

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50 STATE NOTARY OPENS DISTRIBUTION OFFICE
FOR BOOKS

Now that I have written and published two books (and about to release a 3rd book in December) my small home office became too inefficient to handle the shipping and distribution of orders that are received on a daily basis.

When Gloria Joyce (my good friend of 19 years) saw that I was working 16-18 hour days without any time off, she offered to set up a distribution center from her home office so that she could ship all book orders and keep track of inventory. On September 10 we completed the set-up and now orders are processed faster and with more efficiency.

Gloria has been a God-send and she has helped the company to maintain its reputation for high-quality products that are delivered fast and efficiently. If you have ordered from 50 State Notary in the past and have experienced delays, please accept my apologies. Situations like this occur when a company is going through growth spurts. However, we now have a process in place where delayed shipments should be a thing of the past.

If you would like to see a photo of Gloria Joyce so you can put a Âface with a nameÂ, she appears on the front cover of my new book, How to Start a Bankruptcy Forms Processing Service. Go to http://www.bankruptcybook.net to see the book cover.

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NOTARY TIDBITS

I was surfing the internet this week and I found a search engine that I never heard of before. It was http://www.newbies.com/ At first I didnÂt realize what it was, but I typed the word ÂnotaryÂ in the search box, glanced through a few pages and found another website I had never heard of called E-Mail Notary at http://www.readnotify.com

It turns out this company sells a software for email tracking. On their website they have a link ÂAbout ReadNotify.Â On that page it gives an explanation of ÂReadNotify is the most powerful and reliable email tracking service that exists today. In short - ReadNotify tells you when email you sent gets read / re-opened / forwarded and so much more.Â

I have not had the time to download and try this program out Â but the reason I mention it is because I wanted to keep you up-to-date on new electronic signature technology as it is being developed.

I receive several questions from emails about my thoughts on the new electronic signature technology. But it is impossible for me to answer this question. ThatÂs because no one (at this time) has any idea of how electronic signature technology will precisely emerge. There are so many companies working on a variety of different ideas that it is impossible for me to predict what idea will lead the pack.

However, when I found this little software program under the search word of ÂnotaryÂ I decided to pass it along so you can check it out for yourself. WouldnÂt it be interesting to see this type of technology become mainstream in the electronic signature technology process? Perhaps? I donÂt know. But one thing is certain Â e-notarizations are definitely on the horizon.

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NEW COMPANIES TO SIGN UP WITH

The following new companies were added to the Nationwide Company Directory this past week at http://www.50statenotary.com/directory/company_listing05.html

1. Traveling Professional Notaries
2. At Your Door Signing Service
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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received:

STATE -- LAST NAME
CA -- Belo
NJ -- Kavy
AZ -- OÂDowd
WA -- Bronder
NC -- Reyes
FL -- Cerilo
MO Â Finke
NY Â Horlacher
AL -- Harrison

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.
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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot
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BIBLE VERSE OF THE WEEK

Jeremiah, Chapter 9, Verses 23-24

ÂThus saith the LORD, Let not the wise man glory in his wisdom, neither let the mighty man glory in his might, let not the rich man glory in his riches: But let him that glorieth glory in this, that he understandeth and knoweth me, that I am the LORD which exercise lovingkindness, judgment, and righteousness, in the earth: for in these things I delight, saith the LORD:Â

Read online at http://www.servantofjesuschrist.com/kjv1611/jeremiah/chapter_09.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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The Notary News -- Issue 51

2004-09-11T11:22:00.000-07:00

T H E N O T A R Y N E W S

Published by Victoria Ring, CSA
http://www.50statenotary.com
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html
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Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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ISSUE 51 Â September 11, 2004

IN THIS ISSUE:

** Emails and Questions From Notaries
** New Companies to Sign Up With
** Is Your Name on The List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
** Disclaimer

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EMAILS AND QUESTIONS FROM NOTARIES

Dear Victoria: I received your notice that the notary book was now out of print and replaced with a new revised one. Why did you replace the book? It was perfect just the way it was and I treasure mine dearly. (SW)

RESPONSE FROM VICTORIA RING

First of all Â the information inside the new revised 2nd edition DID NOT CHANGE from the original. As a writer I assumed that everyone understood what Ârevised 2nd editionÂ meant. I apologize for making this assumption and have decided to publish the following information to help everyone understand the difference.

When Dr. Adkins published a ÂrevisedÂ edition of his diet book, he didnÂt change the words inside the original book and rewrite a new one. He only added a few extra pages and republished it as a ÂrevisedÂ edition. This is standard procedure for the publishing industry. Just like software companies publish upgrades to their software. In many cases, the changes are often so minor that users wait for the next upgrade before they purchase it. The software company DOES NOT design a new software program. They just enhance what already exists.

In my case, the guy who designed the yellow book cover for the original notary book quit working for Gom Publishing. He claimed that since he designed the cover he held the copyright to the design and I was prevented from printing any more books. Because the notary book sells so well and I had about 42 orders backed up with no books to fill the orders, I had to act quickly or be forced to issue refunds.

I hired a graphic designer to come over to the office and spend about 2 hours training me in the operation of graphic design software. Within a few hours I was able to redesign the front cover of the notary book. Now -- no one will ever be able to claim copyright infringement on the front cover of my book because I designed the new one myself. I will never have to change the book again. What a relief! Also, to comply with copyright law I had to purchase a new ISBN number and Library of Congress number and replace the old ISBN number through all the major distributors. It has been a rough couple of weeks implementing all these changes in such a short period of time Â so believe me. If I was not forced to change the front cover, the Ârevised 2nd editionÂ would not exist.

And while I was in the middle of all these changes I decided to fix a few typos and add a few pages to the original book. One change I made was with the Special Bonus Report that used to be included as a separate print-out with the original book orders. This Special Bonus Report cost money and time to print, collate and staple -- so I decided to include the information inside the book and eliminate this additional overhead expense. I also found some more questions and answers from notaries that were published in The Notary News that I added to the back section and I also updated Page 125 by replacing that section with the Special InsiderÂs Report that was sold exclusively to subscribers a couple of weeks ago

So please do not think that the Ârevised 2nd editionÂ of the notary book is that much different from the original. If you purchased the original paperback you now have a collectorÂs item. The book has been pulled out of publication through the main distribution houses and is no longer available at Amazon and Barnes and Noble. However, as you can understand now Â that does NOT mean the information is out of print. The only real major change was the redesign of the front cover.

I sincerely hope this long explanation will help the 150 or so people who emailed me about this subject to understand that Ârevised 2nd editionÂ only means that minor changes were made to a book. If a book is completely rewritten, they will publish it under a new title completely. As you can see, the title of the notary book has not changed because it is the same material. Bottom line: If you already purchased How to Start, Operate and Market a Freelance Notary Signing Agent and the cover is yellow, you do not need to purchase the Ârevised 2nd editionÂ unless you just want a copy with the new front cover.

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Victoria. Please don't use my name but I wanted to give a testimony to the bankruptcy business. I am also a signing agent and have been very appreciative of all you have contributed to this industry. You helped me through our bankruptcy in 2003 and it went smooth as I could ever expect it to be. You were very thorough with us in the paperwork and there was no problem filing or during our hearing. I was very impressed and it was such a relief from the stress of having to file in the first place. I just wanted to voice that and don't mind you using this as long as my name is not disclosed. (Name withheld)

RESPONSE FROM VICTORIA

Thank you so much for allowing me to publish your email. I consider it an honor that something I said or did had an influence on you to help you start a business. Please keep in touch and let me know how you are doing.

For those of you interested in finding out more about my new book, How to Start a Bankruptcy Forms Processing Service, go to http://www.50statenotary.com/bankruptcybook/

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Victoria: I really enjoy your website and weekly newsletter! I have been doing loan signings for a couple months and am noticing that more and more companies are going with email documents. I currently have a laser printer but it doesn't have the dual paper trays. Do you have a suggestion for that type of laser printer? Also, does the dual paper tray not only hold legal and letter size paper, but is it able to tell when to use which type of paper? I have previously printed out 89 page PDF files that were literally every other page a different paper size. What is the best machine that you have found or heard about that is able to print out the correct sizes with just one push of the button? I greatly appreciate your help! (TC)

RESPONSE FROM VICTORIA

Every laser printer has different functions. Since I donÂt know what type of laser printer you have it is difficult to give you specific guidance.

However, every laser printer I have seen has a manual feeder tray. This is where you can insert different size paper (legal and letter), mailing labels, envelopes, etc. Look at the front of your printer and see if it has a manual tray. If not, look in your printerÂs instruction manual and see where the manual tray is located and try using that for the legal-size pages. Or, if you are in a hurry, you could print all the pages on legal-size paper through the manual feeder tray -- which I have done on several occasions.

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Victoria. I have signed up with all the companies in your Nationwide Company Directory and followed up with a telephone call Â but I have not received one call for work. I tell the companies that I am a newly commissioned notary with no experience but I am willing to learn. Why am I not getting any work? (PL)

RESPONSE FROM VICTORIA RING

You have already defined the answer to your problem. Why would you call a company and tell them you are a newly commissioned notary? ThatÂs the same thing as a vacuum cleaner salesman walking up to a customer and saying ÂI donÂt know anything about this vacuum cleaner. In fact, I donÂt ever use one. But I think you should buy it.Â Do you think the salesman would sell many vacuum cleaners? I donÂt think so.

You need to convince that mortgage, title or signing company that you are the most responsible, most reliable and most trustworthy notary in the world and they need to use your services or their company will be missing out on a great person. Instead of saying ÂI am a newly commissioned notary ÂÂ jot down some of your previous experience that is related to the real estate industry. Then you could say something like this instead: ÂI am a notary public commissioned in the state of Nevada (or wherever). I have been involved in several loan closings with the attorney I worked for and am very interested in working with your company as a notary signing agent.Â

DoesnÂt this sound more ÂsaleableÂ than your original method?

NOTE TO NOTARIES: If you are not getting enough signings assignments you are not marketing yourself properly. There are millions of different ways to market yourself. You just need to locate your marketing problem and fix it. But donÂt expect overnight miracles. The effects of your marketing efforts are often not realized for several months after you implement them.

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Thanks Victoria. I have received a lot of encouragement from the discussion boards as well as your encouraging response, and I *really* appreciate it! :-) I can't believe I did it with just the Âself-training" I did! (e.g., reading, Internet searches, etc.) I have to thank you, personally, for your wonderful book! It was your thorough explanation of things that helped me get through my first signing Â ALONE! You did an EXCELLENT job when writing that book. Thank you SO much! :-) I am actually looking forward to my next assignment. At first, I wasn't so sure if this was for me, but I'm going to stick with it like everyone else did and put all my fears at the foot of the cross. Thank you! Thank you! Thank you! (MB)

RESPONSE FROM VICTORIA RING

It should be me who is thanking you. Not everyone who reads the notary book picks up the tools and uses them. You deserve most of the credit because you implemented the tools. Keep up the good work and keep me posted as to how you are progressing.

NOTE TO NOTARIES: If you have not ordered your copy of How to Start, Operate and Market a Freelance Notary Signing Agent Business go to http://www.50statenotary.com/book This book has already been called ÂThe ABCÂs of Loan SigningsÂ by real estate professionals. If you are serious about really making this business work, the information in this book will skyrocket your income.

And if you have already purchased a copy of the notary book and already know the value of the information it contains Â I have established a direct link with the printer so that I can provide discounted prices on quantity orders. This is another way to make extra money Â reselling the notary book. Prices vary depending on the quantity you want to order, so go to http://www.50statenotary.com/book/index1.html (scroll down near the bottom of the page) and review the options. Or, call me at 614-491-9831 if you would like pricing on a specific quantity that is not listed.

There are not very many authors who offer the opportunity to sell their books at discounted prices so that others can make a profit. Most authors prefer to sell the books exclusively so they get the entire profit. However, because I believe the information contained in the notary book is so beneficial in helping others, I am offering quantity discounts and the opportunity to share in the profits of the book with me.

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NEW COMPANIES TO SIGN UP WITH

The following new companies were added to the Nationwide Company Directory this past week at http://www.50statenotary.com/directory/company_listing04.html

1. Dependable Docs Services
2. Lenders Signing Service
________________________________________________
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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received:

STATEÂÂÂLAST NAME
MSÂÂÂÂ..Hardy
CAÂÂÂÂ..Belo
NJÂÂÂÂ...Kavy
AZÂÂÂÂ..OÂDowd
WAÂ..ÂÂ..Bronder
NCÂÂÂÂ.Reyes

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.
________________________________________________
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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot
________________________________________________
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BIBLE VERSE OF THE WEEK

2 Peter, Chapter 2, Verse 9
ÂThe Lord knoweth how to deliver the godly out of temptations, and to reserve the unjust unto the day of judgment to be punished:Â
Read online at http://www.servantofjesuschrist.com/kjv1611/02_peter/chapter_02.html
________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯
OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 1-9761591-0-4
http://www.50statenotary.com/book/index.html

BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
ISBN: 1-9761591-1-2
http://www.50statenotary.com/bankruptcybook/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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50 State Notary Update

2004-09-08T02:43:00.000-07:00

Hello everyone. First I want to send my sincerest regrets to our notary subscribers who live in Florida. As I watched the news over the weekend and followed the track of Hurricane Francis I was awestruck at the magnitude of the storm. I know how terrified the residents of Florida must have felt living through a Level 3 hurricane and my heart goes out to all of you. This was the largest evacuation in FloridaÂs history and I know that many of our notary subscribers will not even receive this email until later next week. For those of you who were not affected by Hurricane Francis, I ask you to remember our Florida notaries in your prayers. Hurricane Ivan is only days away from striking the Florida coastline again.

Now on to business . . . .

BANKRUPTCY BOOK NOW AVAILABLE

For those of you who have been waiting to order the paperback version of How to Start a Bankruptcy Forms Processing Service, you can now place your order online at http://www.50statenotary.com/bankruptcybook/index.html

I was very fortunate to find a local printer where I can order books and pick them up within 3 days. Now that the overhead cost for printing each book has now been reduced, I am in a position to provide excellent prices on quantity orders. Go to http://www.50statenotary.com/bankruptcybook/index1.html to view the different pricing options.

As you will see Â you can also order copies of the book and re-sell them on eBay or other legitimate means. Ordering 50 of the bankruptcy books will give you a profit of $950.00 and if you order 100 books, you will earn a profit of $2,400.00.

AFFILIATE PROGRAM DISCONTINUED

Now that I am in a position to offer substantial discounts on quantity orders of my books, it is more advantageous for affiliates to take advantage of this option versus the Affiliate Program established in May 2004. Therefore, the Affiliate Program has been discontinued and all affiliates have been sent an email about it. All monies due affiliates will be fully paid on September 10, 2004.

NOTARY BOOK REVISED

I decided to update the book, How to Start, Operate and Market a Freelance Notary Signing Agent Business, which now includes 35 more pages. These new pages include the Special InsiderÂs Report (that was offered to subscribers two weeks ago) as well as many more pages of questions and answers that have been received from notaries since the printing of the original book.

And because I have made a special arrangement with a local printer to print the books (which lowers the overhead costs) I am in a position to also offer quantity pricing just like I can with the bankruptcy book.

Take a moment and go to http://www.50statenotary.com/book/index1.html to view the quantity pricing options. If you order 50 books you will make a profit of $350.00 and if you order 100 books you will earn $900.00 in profit. ItÂs a really good deal for you because How to Start, Operate and Market a Freelance Notary Signing Agent is quickly becoming one of the best-selling notary books on the market.

Look for our advertisement in the September issue of the National Notary Magazine.

To order the New Revised 2nd Edition, go to http://www.50statenotary.com/book/index.html

EBOOKS DISCONTINUED

Now that the paperback versions of the notary and bankruptcy book are available, I have decided to discontinue the electronic ebooks. Besides, who wants to print out 302 pages on their printer? I donÂt -- and I wouldnÂt expect anyone else to either. I have always believed that ebook downloads should be for reports and short documents under 25 pages. Large paperback books are not only time-consuming to print, but many notaries who ordered the ebook had trouble downloading or printing the document. I was spending about 2 hours out of every workday providing technical support for download problems concerning the ebooks. Besides, most people order the paperback version anyway Â and I donÂt blame them.

Additionally, by discontinuing ebooks I am able to maintain more security over my materials. Several people have stolen the notary ebook and are selling it as their own product. One lady even tried to sell it on eBay for $50.00. Another guy is giving away portions of the book and another was caught trying to reprint the paperback version on a copy machine and resell it for $125.

On one hand Â this type of behavior is really a form of flattery. If my books were not any good, no one would try to steal them. And if someone can take a $19.99 book and resell it for $50.00 on eBay, it is evident how popular the information is.

But this still does not erase the fact that the people who steal and re-sell the notary ebook are nothing but common thieves. Now that I have revised the material and now that my books are only available in paperback format Â this will greatly reduce the amount of fraud with the ebooks. What a waste. These thieves could have easily used the information in the book and earned $5,000 or more per month in a legitimate business. But they settle for a few dollars and a short-lived business career. People like this really need prayer.

But donÂt get upset if you are a lover of ebooks. I will make them available only through legitimate online distributors. I will alert you in the future where the ebook versions may be purchased because I am still in the process of selecting distributors.

SUMMARY

This is a special one-time announcement to all the subscribers of The Notary News. You will receive the regular issue of The Notary News on September 10.2004.

Thanks to all of you for your continued support. I honestly believe that most of the subscribers to The Notary News are very professional and honest people who are sincere in building their notary signing agent business. I enjoy talking to many of you by telephone every day and I am very impressed with the quality and character of our subscribers.

Keep up the great work. And if you have had a recent success please feel free to share it with everyone. Just send me an email If your success story is published your name will NOT appear. So feel free to be open and honest because it will help our subscribers to continue to be motivated.

If you have any questions or concerns about the recent changes, please feel free to call or send me an email.

Have a wonderful week!!
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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URGENT RESPONSE

2004-09-04T05:19:00.000-07:00

Dear Mr/Mrs
You may be surprise to receive this letter from me, since you
don'tknow me personally; I am Nyoni Muyama the first son of
Bantu Muyama who was recently murdered in a land dispute in
Zimbabwe.
I am writing this letter to request your assistance and
confidentiality to handle a transfer of fund into a Foreign
account and I decided to write you,my late father was among
the few black Zimbabwean rich farmers murdered in cold blood
by the agents of the ruling Government of President Robert
Mugabe, for his alleged support and sympathy for the
Zimbabwean opposition party controlled by the white minority,
Before my fathers death, he has taken to Johannesburg and
deposited the sum of Twelve Million United State Dollars
($12million)with a Security and Finance Company as if he
foreseen the looming danger in Zimbabwe.
This money was allocated for the purchase of new Machinery and
chemical products for Agro allied farm and for the
establishment of new farms in Lesotho and Swaziland. These
land problems arose when President Robert Mugabe introduced a
new land act that wholly affected the rich
white farmers, and the blacks vehemently condemned the "mods
operandi" adopted by the government. This resulted to rampant Killings and
mob action by the war veterans and some political
thugs,precisely more than three thousands(3,000)people have so
far been killed.Heads of government from the west, especially
Britain and United States have voiced their condemnation of
Mugabe's plans. Subsequently, South Africa Development
Community (S.A.D.C) has continuously supported Mugabe's new
land act, it is against this background that my entire family
who are currently residing in South Africa have decided to
transfer my father's money into a foreign account. As the
eldest son of my father, I am saddled with the responsibility
of seeking a genuine foreign account where this money could be
transferred without the knowledge of my government who are
tactically freezing our family's wealth and South Africa
government seem to be playing along with them. I am faced with
the dilemma of investing this money in South Africa for the
fear of encountering the same experience in the future,since
both countries have the same political history.
More so, The South Africa Foreign Exchange policy does not
allow such investment, Hence I am seeking for political asylum
in The Netherlands.As a business person whom I entrusted my
future and that of my family into his hands, I must let you
know that this transaction is 100% risk free and the nature of
your business does not necessarily matter. For your
assistance,we are offering you 15% of the sum 80% for me and
my family, while 5% will be mapped out for any expenses that
we may incurred during this transaction.We wish to invest our
money on commercial properties based on your advice.Finally, I
will demand for assurance that you will not sit on the money
when it gets to the account you are going to provide in your
country.If this proposal is accepted by you, please confirm by
you sending me an email.
Thank you and God bless you.
Awaiting your urgent respond.
Best Regard ,
Nyoni Muyama.

The Notary News -- Issue 50

2004-08-27T18:51:00.000-07:00

T H E N O T A R Y N E W S

CELEBRATE!! THIS IS OUR 50TH ISSUE!!

Published by Victoria Ring, CSA
http://www.50statenotary.com
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html
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Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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ISSUE 50 Â August 28, 2004

IN THIS ISSUE:

** Emails From Notaries
** Software Review: The Mobile Notary
** How to Download PDF Documents For Products You Order Online
** New Special Insiders Report Released 08/27/2004
** New Companies to Sign Up With
** Is Your Name on The List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
** Disclaimer

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EMAILS FROM NOTARIES

Victoria: I am interested in purchasing a copy of your new book, How to Start a Bankruptcy Forms Processing Service. Do I need to have legal experience or take a paralegal course to be a bankruptcy forms processor? (Martha)

RESPONSE FROM VICTORIA RING

Many people have asked the same question Martha, so I decided to publish a response in this issue of the ezine. If you will go online to http://www.50statenotary.com/bankruptcybook/excerpt01.html I have provided an actual book excerpt from the Introduction of the book itself. This provides you with the overview of what this business actually entails.

However, to answer your question Â you do not need special training to become a bankruptcy forms processor. I have tried very hard to include everything you need in the book itself, including the training. In fact, there is little education for paralegals and attorneys who work in the field anyway. ThatÂs why I sell a lot of copies of the book directly to attorneys and their staff.

Because notaries are already familiar with the processing of government-related forms, a notary can just as easily process bankruptcy forms. Besides, the work you do is under the direction of an attorney. He or she will correct any mistakes before filing the bankruptcy petition so you are never faced with any possible legal violations. Attorneys take the responsibility for their work. Your job is simply to take the information provided by the client and list it correctly on the federal forms of the bankruptcy petition. You do not perform any type of paralegal work Â just document preparation.

Another question I get from notaries pertains to their concern about possible unauthorized practice of law preparing bankruptcy petitions in their state. Although the book goes into detail about this subject Â this book is not about preparing bankruptcy petitions for consumers. Instead, you are working for attorneys who use independent document preparers to save money in the bankruptcy preparation process. If you use your knowledge to start preparing bankruptcy petitions for anyone other than an attorney, you can be charged for unauthorized practice of law. But no law exists that states you cannot work for an attorney as an independent contract worker.

Finally, another question I get all the time about the book is whether you can make any money or not as a bankruptcy forms processor. I personally made a great deal of money preparing bankruptcy petitions for attorneys. In the book I explain everything I did to develop, market and grow the company. At one point I had five (5) full-time employees and 56 attorneys (in a variety of different states) as clients. The business grew to a point that I either had to sell it or move to a storefront location. I chose to sell the business and it is presently owned by David Gonzalez in Yonkers, New York. In fact, the website is still able to be viewed at http://www.lawyerassistant.com

In addition Â look at the currently shape of the economy. Everyone knows someone who has lost their job and money is very tight for most people around the country. Because of this, bankruptcy filings are booming in every state. But to prove my point, go to http://www.bankruptcyaction.com/USbankstats.htm and you will see that from March 30, 2003 to March 30, 2004, 1,654,847 people filed bankruptcy. That is an average of 137,903 per month or 4,597 per day. Perhaps this will help answer the question ÂifÂ money can be made processing bankruptcy petitions.

My new book, How to Start a Bankruptcy Forms Processing Service, will be available in paperback within the next 2 weeks. We have applied for the ISBN number with the Copyright Office and it takes about 10 days to get them. As soon as we have the ISBN we can print the covers for the book and have them ready for sale. In the meantime, if you cannot wait for this information, you can order the ebook at http://www.50statenotary.com/special/index.html and save $20.00.

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SOFTWARE REVIEW: THE MOBILE NOTARY

I had the distinct pleasure of speaking with Deborah at Alabama Notary Services http://www.alabamanotaryservices.com this past week. This lady is a bundle full of enthusiasm and great ideas. One tidbit of information she passed on to me was a software program by the name of The Mobile Notary.

I immediately downloaded the trial version and tried it out for myself. Wow! I was immediately impressed with its functionality. The software includes everything you need to keep track of all your signing agent records as well as which company owes you money. The software also tells you exactly how much income (minus expenses) you have earned which comes in handy at tax time.

Although the price of $178.00 is a little pricy for some people, the programmer, Gabi Rekasi, has made a DISCOUNT available of only $95.65 through the end of September. To take advantage of this offer or to download a free sample to try out first, do the following:

1. Go online to http://www.notariesnetwork.com/Album_NNA.htm
2. The web page will give you several screen shots of the software for your review.
3. To download the free trial version, look at the top of the web page and there is a link titled ÂDownloadsÂ
4. To order the product at the reduced price, click on the link at the top of the web page titled ÂMore Info.Â
5. For more information about the company that developed the software, and to view the actual website of the developer, go to http://www.thefelicita.com/

If you decide to download and give the program a try, keep in mind that it is 125mg in size. If you are connected to the internet with a modem Â it could take several hours to download. Even on my high-speed Roadrunner connection it took 20 minutes to download Â but the time was worth the wait.

The Mobile Notary software requires Microsoft Access to run. Just like you must have Adobe Acrobat Reader installed on your computer to view PDF files. Most computers today have Microsoft Access installed from the factory so check and find out what it installed on your computer so you will know the correct version to download. For me, I didnÂt know if I had Access on my computer or not, so I downloaded the ÂAccess RuntimeÂ version.

If you check out this software and find out it is perfect for your needs, you can email the man who developed it at if you have any questions.

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HOW TO DOWNLOAD PDF DOCUMENTS FOR PRODUCTS YOU ORDER ONLINE

I normally spend a few hours every day providing tech support to people who order products through 50 State Notary but have trouble downloading, viewing or printing the document. Hopefully the information below will help to prevent this from happening to you in the future.

When someone sends you a PDF document as an attachment on an email, the document normally is downloaded to your computer automatically when you receive the email. But when you order a PDF document online, fill out the order form and then taken to a download page to get the product you ordered Â you have not downloaded the document on your computer at this point.

Instead, the PDF document you are viewing when you click on the download button is still on the internet. It is not on your computer. If you try to print the document without saving it to your computer, it is easy to lose your internet connection or the document may not fully download since it is hanging out there in Âinternet landÂ somewhere.

Therefore, if you order any products on the internet, whether it be ebooks, software, or any other product that takes you to a download page Â make sure you save the file to your computer BEFORE you attempt to print it. When you order software products, normally when you click on a download link a screen pops up asking you where to save the file on your computer. But when a document is in electronic PDF format, it opens automatically so you can view the information over the internet. It never downloads to your computer until you do the job yourself.

To save the file to your computer, from Adobe Reader click on ÂFileÂ then select ÂSave AsÂ from the menu. Save the file to a folder on your computer where you can easily locate it. Then, open the PDF file you saved to your computer and print the document.

If the document is relatively large (50 or more pages) you may have to print it in sections. For example, que pages 1-25 for printing, wait until then print out, then que pages 26-50, then 51-75, etc.

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NEW SPECIAL INSIDERS REPORT RELEASED 08/27/2004

I have decided to begin publishing a series of reports that will be under 20 pages each but provide detailed information about one specific topic. The first report in this series was released on August 27, 2004, and is entitled: How a Notary Can Earn More Money Working Directly for Mortgage and Title Companies.

This report is BRAND NEW information. It is not published in the notary book or in any other form. As I write new reports I will notify all the subscribers of The Notary News first. This way, my subscribers can get the benefit of the information before the rest of the general population since information like this is rare or impossible to find.

If you have not ordered your copy yet, go to http://www.50statenotary.com/reports/index.html The price is only $10.00 and the report is 18 full-size pages. Pick up your copy today.

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NEW COMPANIES TO SIGN UP WITH

The following new companies were added to the Nationwide Company Directory this past week at http://www.50statenotary.com/directory/company_listing06.html

1. Attest Signings
2. Document Assistant Company
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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received:

STATEÂÂÂLAST NAME
COÂÂÂÂ..Shotton
MSÂÂÂÂ..Hardy
FLÂÂÂÂ...Schram
CAÂÂÂÂ..Belo
NJÂÂÂÂ...Kavy
AZÂÂÂÂ..ODowd
OHÂÂÂÂ..Kropp
WAÂÂÂÂ.Bronger
CAÂÂÂÂ..Byrd
MNÂÂÂ.ÂMurphy
NCÂÂÂ.Â.Reyes

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot
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BIBLE VERSE OF THE WEEK

Philippians, Chapter 2, Verse 3
ÂLet nothing be done through strife or vainglory; but in lowliness of mind let each esteem other better than themselves.Â
Read online at http://www.servantofjesuschrist.com/kjv1611/philippians/chapter_02.html
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OF INTEREST TO NOTARIES:

REPORT: How a Notary Can Earn More Money Working Directly for Mortgage and Title Companies
http://www.50statenotary.com/reports/index.html

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 193296603x
http://www.50statenotary.com/book/index.html

EBOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
http://www.50statenotary.com/special/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

50 State Notary Affiliate Program
http://www.50statenotary.com/join/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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The Notary News - Special Report

2004-08-26T20:25:00.000-07:00

This is a one-time special announcement for subscribers of The Notary News only.

JUST RELEASED! SPECIAL INSIDERS REPORT:
How a Notary Signing Agent Can Earn More Money Working Directly for Mortgage and Title Companies.

This special 18-page, in-depth report provides you with step-by-step details for eliminating the middleman (signing company) and earning more money working for the mortgage and title companies directly.

Go to http://www.50statenotary.com/reports/index.html for more details and to get a copy of this special insider's report for yourself so you can earn more money immediately.
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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The Notary News -- Issue 49

2004-08-21T12:54:00.000-07:00

T H E N O T A R Y N E W S
Published by Victoria Ring, CSA
http://www.50statenotary.com
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html
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ISSUE 49 Â August 21, 2004

IN THIS ISSUE:

** Special 2-Day Sale for Subscribers Only
** Explaining Documents to Borrowers
** More Info on Annie Mae
** New Companies To Sign Up With
** Is Your Name on The List?
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
** Disclaimer

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SPECIAL 2-DAY SALE FOR SUBSCRIBERS ONLY

From August 21, 2004 until 12:00 midnight on August 22, 2004, any subscriber of The Notary News who orders a copy of the new ebook ÂHow to Start a Bankruptcy Forms Processing ServiceÂ for $39.95 will automatically receive a free copy of the ebook ÂHow to Start, Operate and Market a Freelance Notary Signing Agent.Â

To order, go to http://www.50statenotary.com/special/index.html

This offer will not be repeated. This offer is only for subscribers of The Notary News. If you would prefer to wait until the paperback is available, the printer has informed me I should have the printed books no later than September 15, 2004.
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EXPLAINING DOCUMENTS TO BORROWERS

Dear Victoria:

I feel negligent in my work in not helping the borrower understand the individual documents better, since they are not having it explained by the Lenders which baffles me. So many borrowers are really in the dark as to what they are signing. I was taught that we were not to explain documents, that we were only there to witness the signing but if there was a pamphlet that they could refer to during the three day right of recission it would make some of them more aware of what they are doing. (Janet D.)

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I feel the same way you do -- but in most states you are prevented from explaining documents to the borrowers. I understand that your heart is in the right place and you have a concern for other people -- but the government and man-made law doesn't.

Normally what I do is hand the borrowers a document. I will say something like "This is the Truth in Lending Statement. You need to sign your name on this lineÂ (point at the line). Most of the time, the borrowers never ask any questions. They are normally only concerned with getting the paperwork signed so their loan can close and already know the details of their loan prior to approval.

If the borrower stops to look at a piece of paper, I allow them time to do so. If they have a specific question that is not UPL-related, I normally will answer it for them. If I am unsure as to whether to answer to the question will violate UPL or not, I will say "Every loan is unique and different. Let's call the company and find out." Then I will call the signing company and hand the phone to the borrower to ask their question directly and remove myself from the middle. (Victoria Ring)

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MORE INFO ON ANNIE MAE

On August 17, subscribers received a Special Announcement concerning the debut of Annie Mae. Please understand that 50 State Notary does NOT own Annie Mae. I am a member just like everyone else. After I joined and found out about all the great benefits Annie Mae has to offer, I decided to let all the subscribers know so they could check Annie Mae out for themselves.

The developer of Annie Mae is Gary Drury. Gary contacted me back in April seeking more information about the needs of the notary signing agent. Gary and I spent several hours on the phone and I explained how tough it is on notaries who work for a company that never pays them. I also explained about the time involved in receiving and printing two set of e-docs, driving to the borrowerÂs home in the middle of a traffic jam, obtaining signatures, notarizing documents, checking them for accuracy, faxing back certain documents to the signing company, driving to the Fed-X box and then billing the company for the signing Â which often pays only $50.

Taking the feedback Gary obtained from me, he spent several more months researching the procedures from the mortgage and title companyÂs point of view. He also held several conferences with the National Notary Association and obtained their approval for the Annie Mae concept. I am so happy to be a part of this project. Annie Mae was set up to be both beneficial to the mortgage, title and signing companies as it is for the notary signing agent. Annie Mae monitors payments as well as providing notaries with business tools such as a calendar for signing appointments, a web page of your own as well as the opportunity to be offered work from companies you may not be able to contact on your own.

If you have not signed up with Annie Mae yet, I urge you to check out the benefits. Go to http://www.anniemae.org/index.cfm?id=10018 Scroll down the page and read about all the benefits. You can get a free listing, or to get all the goodies, the cost is only $19 per month.

And if you have any questions or problems, contact Gary Drury by email at and he will be happy to help you. Gary is very receptive to new ideas and is a very nice gentleman to work with.

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NEW COMPANIES TO SIGN UP WITH

The following new companies have been added to the Nationwide Company Directory this past week:

http://www.50statenotary.com/directory/company_listing06.html
1. Professional Notaries of California, Inc.
2. MTR Services
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IS YOUR NAME ON THE LIST?

If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html

Below is a list (last name only) of the notary web pages that have expired and will be removed August 21 unless a renewal form is received:

STATEÂÂÂLAST NAME
MAÂÂÂÂ..Pats
CAÂÂÂÂ...Loya
MOÂÂÂÂ..Gissentoner
FLÂÂÂÂÂRogers
FLÂÂÂÂÂBauer
CAÂÂÂÂ...Gilmore
FLÂÂÂÂÂKrohn
WAÂÂÂÂ..Hunter
TNÂÂÂÂ...Perry
AZÂÂÂÂ...Highbee
HIÂÂÂÂÂ.Fairchild
MDÂÂÂÂ..Mueller

If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount.

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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot
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BIBLE VERSE OF THE WEEK

Jeremiah, Chapter 23, Verses 23-24
ÂAm I a God at hand, saith the LORD, and not a God afar off? Can any hide himself in secret places that I shall not see him? saith the LORD. Do not I fill heaven and earth? saith the LORD.Â
Read online at http://www.servantofjesuschrist.com/kjv1611/jeremiah/chapter_23.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 193296603x
http://www.50statenotary.com/book/index.html

EBOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
http://www.50statenotary.com/special/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

50 State Notary Affiliate Program
http://www.50statenotary.com/join/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Join the Annie Mae Network
http://www.anniemae.org/index.cfm?id=10018

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/

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DISCLAIMER

The purpose of The Notary News is to pass along important information to notary signing agents to help them do their jobs better and increase their income. Opinions expressed in The Notary News are not intended to supercede any state notary regulations. Because regulations vary from state-to-state and even county-to-county, you are encouraged to contact The National Notary Association at 800.876.6827 if you have any specific questions relating to notary regulations in your state. The publisher of The Notary News, Victoria Ring, is a Certified Signing Agent in Columbus, Ohio. She is unable to answer specific questions concerning your notary state laws. Therefore, you are also encouraged to network with other notaries in your state through the Nationwide Notary Directory located online at http://www.50statenotary.com/directory/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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The Notary News - Special Announcement for Subscribers Only

2004-08-18T20:55:00.000-07:00

Exclusive! For The Notary News Subscribers Only!

You are the first to hear of a brand new technology developed for notary signing agents by a company named Annie Mae. In fact, the folks at Annie Mae were kind enough to hold off their press release to the National Notary Association just to provide subscribers of The Notary News with the opportunity to hear the news first.

Annie Mae is a service designed to link notaries listed in the database with jobs from lenders, keep track of open payments and provide notaries with a personal calendar for your signing appointments, a web page and much more.

For example, a lender needs a signing completed in your area. The lender goes to the Annie Mae web site, fills out a form providing details about the signing as well as the fee they will pay the notary. The form will use the zip code of the borrowerÂs address to search through the database and locate a notary in the area. Annie Mae will then email the notary with the specifics and the notary has the option of accepting or rejecting the signing. If the notary accepts the signing, it will be added to their personal calendar. Annie Mae even keeps track of all the signings so the notary can be assured of getting paid properly by the lender within the Annie Mae network.

There are also many other services that Annie Mae provides. The company is just beginning so it may be a good idea for any notary to get in on the Âground floor.Â But although the company is new, it is run by a group of knowledgeable professionals. In fact, Annie Mae has been approved by the National Notary Association and you will hear more about it in the weeks to come.

I have signed up to be in the Annie Mae database and I encourage you to do the same. You can have a free listing, but for only $19 you get the benefit of ten excellent tools to help you run your notary business more efficiently.

To sign up, go to http://www.anniemae.org/index.cfm?id=10018
This is my web page on Annie Mae and you will see my testimonial of their services. To sign up, click on the JOIN ANNIEMAE button at the top of the page. Or to see a complete list of the excellent tools Annie Mae provides to members, scroll down to the bottom of my page.

I hope you enjoy the services of Annie Mae and that it helps to bring more business to you as a notary signing agent.

NOTICE: This is a one time announcement to subscribers of The Notary News. You will still receive The Notary News when it is published on Saturday of this week.
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Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

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Day 32

2004-08-14T23:12:00.000-07:00

Hi Erst

"30 Days to Success" - Day 32 and beyond...
http://www.getresponse.com/t/134526/

Continue to follow your weekly marketing rituals until you reach
your desired income level. If this plan were outlined in a
Monday - Sunday format, it would look something like this:

Monday: Grow and manage your pay-per-click campaigns.

Tuesday: Create reciprocal links.

Wednesday: Setup ezine solo ads.

Thursday: Devote this day to forum networking.

Friday: Write your weekly article.

Saturday: Submit your article.

Sunday: SMILE and take the day off.

Remember, in the background of all the marketing activities
you've been implementing is the fundamental reality that you are
building relationships with others with the intention of helping
them reach their own goals and aspirations.

Respond to your emails with great care, use the "opportunity
mindset", give extra attention to the SFI affiliates in your
powerline and provide support to help your growing team prosper!

What's next?

Tomorrow, you will receive the "Conclusion" of your "30 Days to
Success" step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/134527/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

--
To stop further mailings or to change your details visit:
http://getresponse.com/r?y=NDIxMzE4L3llc3QueWFjYUBibG9nZ2VyLmNvbS8zMi8=

The Notary News -- Issue 48

2004-08-14T14:16:00.000-07:00

T H E N O T A R Y N E W S
Published by Victoria Ring, CSA
http://www.50statenotary.com
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html
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ISSUE 48 Â August 14, 2004

IN THIS ISSUE:

** Question from a Notary About Contacting Signing, Mortgage and Title Companies Directly
** Other Comments from Notaries
** Suggestion for Dealing with the Backdating of Mortgage Documents
** Update on How to Start a Bankruptcy Forms Processing Service
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
** Disclaimer

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QUESTION FROM A NOTARY ABOUT CONTACTING SIGNING, MORTGAGE AND TITLE COMPANIES DIRECTLY

Dear Victoria:

I have read your book about starting and running a Notary Signing Agent Business at least four times. There are so many great ideas in it that I have to keep reading it to get all the ideas. I passed my NNA test and now I'm a Certified Notary Signing Agent.

My question to you is this: Should I try to work for mortgage companies, title companies, escrow companies, etc. directly or should I sign up with a signing agency? I understand that if you work for a signing agency you get paid less, but it seems that there is more work that way. Also, if you sign up with one signing agency, are you allowed to sign up with other signing agencies? I understand that if you sign up with a signing agency that you cannot market work from mortgage companies, title companies, escrow companies, etc. That's why I'm not sure which way to go. Could you please give me some advice on this matter? (Debbie W.)

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RESPONSE FROM VICTORIA RING

Debbie:

I am glad you enjoyed my book and are putting the information to good use.

But you have misunderstood the fact about Âbeing allowedÂ to work for several different companies. You can work for as many signing agencies as you want. However, it is a conflict of interest if you are on a signing for Company A and you try to encourage the borrowers to stop the loan process and refinance through Company B. Normally, most notaries have the common sense to know this -- but the companies must post this information anyway.

This does not mean that YOU as a notary can only work exclusively for one signing company. YOU are your own boss. YOU are the owner of your own company. The signing companies become YOUR customers. As a business owner, you can have as many customers as you want. When I first started doing signings, I registered with 200+ different companies and I had work every day. It took awhile to register with them, but all it cost me was my time.

To address the issue concerning whether you should start working directly for mortgage companies or not Â please see Pages 125-132 of my book. As you will see Â the best way to pick up title and mortgage companies as customers (eliminating the middle man) is to work for the middle man in order to get your name and reputation known. After you have reached that point, you will be presented with opportunities to advance by working directly for the mortgage and title companies. But like anything else Â you cannot start working in the mail room of an organization today and expect to be an Executive Vice President tomorrow. (Victoria Ring)

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COMMENTS FROM NOTARIES

Dear Victoria:

I just wanted to thank you for your book, How to Start, Operate and Market a Freelance Notary Signing Agent Business. It's a one-stop-shop and chock full of information! I agree with sharing information with others and giving people as much information as we know about a particular subject. I am a home school Mom in Florida and I provide a lot of free informational services for home schoolers in our area. Information is power!

I have been looking for something that I could start doing while still home schooling my kids and then turn it into a full-time business later on. NSA is perfect! I am also taking an income tax prep course to be able to prepare taxes on the side during season and I plan to start a title search company, like you suggested. I already have my PACER account set up and ready to go! I completed the Florida notary course and applied for my notary commission and am very excited to be starting these ventures!

Thanks again for all of your help! You book is worth its weight in gold! (Melonie Busch)

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Hi, Victoria!

I read your book, How to Start, Operate and Market a Freelance Notary Signing Agent Business - KUDOS!! I am a Louisiana Notary and am familiar with signing agents, but what I was interested in was the "title search" section. I like research and may look into that at a later date, as it was very insightful. I had always wondered how that was done. Again - "you done good" on your book and it was hard to put down! (Suzanne)

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Hi Victoria,

I have received and read your book "How to Start, Operate and Market a Freelance Notary Signing Agent Business". Your book will save me money and time from what would have been some costly mistakes I'm sure. Some of your tips were worth the price of the book all by themselves. A few that stands out are the choice of fax machine tip. Who would have thought such a tip could be so valuable but it will be? Then there's the internet search engine tips: from creating a web page to paying attention to meta tags to using a different emails addresses for search engine submissions to avoid spam to not putting email addresses on business cards, the Gom Publishing tip, all good stuff and there's so much more that isn't coming to mind at the moment.

Last but certainly not least -- you without explicitly having said such have made your book to the glory of God. Not to say I'm in complete agreement with all your viewpoints about religion and the Bible but without a doubt the result is to God's glory as all successes should be. (Tarrens H.)

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To order your copy of How to Start, Operate and Market a Freelance Notary Signing Agent Business, go to http://www.50statenotary.com/book/index.html

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SUGGESTION FOR DEALING WITH THE BACKDATING OF MORTGAGE DOCUMENTS

Hi Victoria,

I have been consistently asked to have a borrower backdate a document from mortgage companies, title companies and signing agencies. My response to these requests has been equally consistent: ÂThe borrower can sign any date on the documents they so choose. However, any documents that I notarize need to reflect the date IÂm doing the actual notarization.Â

I am then told that they do it all the time and they would pay a higher fee for me to do it. When I refuse again, I say, ÂIt is illegal for me to do that and IÂm unwilling to jeopardize my commission by backdating the documents.Â At this point they apologize and say they will get another notary to do it. It doesnÂt cost me future assignments, the company respects my morals and principals, and I respect my commission, my work and most importantly, myself.

However, herein lies the major problem: there are other notaries willing to do this. Do they realize if the borrower disputes the signing for any reason, and then ÂexposesÂ the fraudulent notarization, the notary will lose their commission and can be sued? Is this really worth the extra $50? I donÂt think so. Whether or not it is common practice for some companies, itÂs against the law. By accepting a commission to become a notary public, the notary has taken an oath to uphold the law. If the notary cannot abide by those terms, they should relinquish their commission. (Desiree)

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Excellent advice Desiree. Thank you for submitting this information for other notaries to utilize. (Victoria Ring)

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UPDATE ON NEW BOOK: HOW TO START A BANKRUPTCY FORMS
PROCESSING SERVICE

Dear Victoria:

How much does it cost to start a forms processing service? (Mary B.)

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Mary Â As a notary, you probably already have all the equipment you need to prepare bankruptcy petitions for attorneys. The main items you need are a good computer connection, a working knowledge of how to upload and download PDF files and a fax machine if the attorney faxes the Client Intake Forms to you. (By the way, the Client Intake Forms are included free in the back of the book.)

The only other cost would be purchasing a bankruptcy forms software program. If you do not have the money to buy the software at this time, you can also download the Federal Forms from the government web site in Word format and fill them in. This method is much harder but it can be done.

In my book I provide a list of many different bankruptcy software programs. For my business I used Best Case http://www.bestcase.com Â but I realize the cost is high for many beginners. Therefore, you can buy one of the lower-cost software programs I mention in the book and when you have processed two or three bankruptcy petitions, you should be able to afford the best Â which is Best Case software.

SPECIAL OFFER FOR SUBSCRIBERS ONLY:

The Notary News subscribers still can take advantage of the $20.00 SAVINGS on the ebook version of How to Start a Bankruptcy Forms Processing Service by going to http://www.50statenotary.com/special/index.html

This low price will only be offered until the paperback is delivered from the printer. Once the paperback is available, this special discounted offer will no longer be offered. So make sure you get a copy now. You can print the ebook out on your printer or wait for the paperback version which should be available for sale within the next 2-3 weeks.

________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot
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BIBLE VERSE OF THE WEEK

Proverbs, Chapter 10, verse 19
In the multitude of words there wanteth not sin: but he that refraineth his lips is wise. Read online at http://www.servantofjesuschrist.com/kjv1611/proverbs/chapter_10.html
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 193296603x
http://www.50statenotary.com/book/index.html

EBOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
http://www.50statenotary.com/special/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

50 State Notary Affiliate Program
http://www.50statenotary.com/join/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/

________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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DISCLAIMER

The purpose of The Notary News is to pass along important information to notary signing agents to help them do their jobs better and increase their income. Opinions expressed in The Notary News are not intended to supercede any state notary regulations. Because regulations vary from state-to-state and even county-to-county, you are encouraged to contact The National Notary Association at 800.876.6827 if you have any specific questions relating to notary regulations in your state. The publisher of The Notary News, Victoria Ring, is a Certified Signing Agent in Columbus, Ohio. She is unable to answer specific questions concerning your notary state laws. Therefore, you are also encouraged to network with other notaries in your state through the Nationwide Notary Directory located online at http://www.50statenotary.com/directory/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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Day 31

2004-08-14T06:54:00.000-07:00

Hi Erst

"30 Days to Success" - Day 31
http://www.getresponse.com/t/133716/

Always do more than what's expected.

Ok, we're nearly done with our journey from "Zero to Hero"
(credit belongs to Disney's Hercules movie for that one!) so
we're going to knock one out of the park here today and add your
website to the directory of the world's #1 most visited website:
http://www.getresponse.com/t/133717/

Being listed in the Yahoo! directory is an *extremely* powerful
way to improve your website's link popularity and increase the
flow of targeted traffic to your website.

See, search engines like Google give you more points when
"important" sites link back to you. And since Yahoo! is the #1
most visited site in the world, it's considered to be *very*
important so search engines give you a lot of points and rank
your site higher for having a link in the Yahoo! directory.

NOTE: You can get a listing of the top 500 most visited sites
at: http://www.getresponse.com/t/133718/

And don't forget that people "SEARCH" the Yahoo! directory
itself like crazy so the chances of you picking up traffic
straight through Yahoo! itself aren't bad either...

Now, listing your site in Yahoo! does requires a $299 investment.

Is it worth it?

I certainly think so... For example, my website didn't even
exist in Google just a few months ago but within a week after my
listing was approved in the Yahoo! directory, my site shot up
the charts under different key words on the Google search engine
and now I'm getting lots of free traffic this way.

This didn't happen until my listing went live in Yahoo! so my
personal experience suggests that the $299 investment IS worth
it. Here's the link for submitting your website to Yahoo!:
http://www.getresponse.com/t/133719/

Here's the "Frequently Asked Questions" link:
http://www.getresponse.com/t/133720/

Here's an additional resource that you might find helpful:
http://www.getresponse.com/t/133721/

So, go ahead and invest the $299 to get your site listed in
Yahoo! It's a very smart move, if you ask me...

Now, look at little ole' you... You've got the #1 site on the
Internet adding you to their directory! That's enough to make me
scream Yahoooooooooo! ;-)

TIP! To accelerate the benefits of your listing with Yahoo! and
all of the reciprocal links you've been establishing, check out
Search Engine Blaster to get submitted and stay submitted on
over 600,000 sites across the Internet. It works great!
http://www.getresponse.com/t/133722/

What's next?

Tomorrow, you will receive "Day 32 and beyond..." of your "30
Days to Success" step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/133723/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

--
To stop further mailings or to change your details visit:
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Day 30

2004-08-12T23:11:00.000-07:00

Hi Erst

"30 Days to Success" - Day 30
http://www.getresponse.com/t/133724/

Devote the entire day to creating links back to your website.
See day 9 for details.

I recently discovered a very exciting tool that can help you
automate the reciprocal linking process. You can learn more
about it and get a free month of service at:
http://www.getresponse.com/t/133725/

TIP! To get the maximum amount of free advertising and earn the
most profits through "power linking", be sure to read this
important announcement:
http://www.getresponse.com/t/133726/

What's next?

Tomorrow, you will receive "Day 31" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/133727/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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To stop further mailings or to change your details visit:
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Day 29

2004-08-11T23:11:00.000-07:00

Hi Erst

"30 Days to Success" - Day 29
http://www.getresponse.com/t/133728/

Devote the entire day to growing and managing your pay-per-click
search engine campaigns. See day 22 for details.

TIP! To master the pay-per-click's, profit like crazy and get
65,000 free visitors to your website - you've got to read this:
http://www.getresponse.com/t/133729/

What's next?

Tomorrow, you will receive "Day 30" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/133730/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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To stop further mailings or to change your details visit:
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Day 28

2004-08-10T23:10:00.000-07:00

Hi Erst

"30 Days to Success" - Day 28
http://www.getresponse.com/t/140039/

SMILE and take the day off! :-)

What's next?

Tomorrow, you will receive "Day 29" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/140040/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

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Day 27

2004-08-09T23:11:00.000-07:00

Hi Erst

"30 Days to Success" - Day 27
http://www.getresponse.com/t/139189/

Devote your entire day to submitting your new article to article
directories. See day 6 for details.

TIP! EzineAnnouncer includes over 30 article directories and
automates the submission process. PLUS, you'll get access to
Jason Potash's personal Rolodex of 509 ezines (in 40 categories)
that WANT article submissions! You can even download a free
trial version of this exciting software at:
http://www.getresponse.com/t/139190/

What's next?

Tomorrow, you will receive "Day 28" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/139191/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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To stop further mailings or to change your details visit:
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Day 26

2004-08-08T23:11:00.000-07:00

Hi Erst

"30 Days to Success" - Day 26
http://www.getresponse.com/t/138384/

Write another article. See day 5 for details.

TIP! If you are intimidated about the idea of writing articles
or don't understand how this can benefit you in a HUGE way, you
simply must read John Colanzi's Confessions Of An Ezine Writer
today. Seriously... if this book doesn't eliminate writer's
block and open the door to unlimited free advertising and
profits, nothing will. Get it here:
http://www.getresponse.com/t/138385/

What's next?

Tomorrow, you will receive "Day 27" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/138386/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

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Day 25

2004-08-07T23:08:00.000-07:00

Hi Erst

"30 Days to Success" - Day 25
http://www.getresponse.com/t/137271/

Devote your entire day to networking yourself & your business
through forums. See day 11 for details.

TIP! Gain an immediate edge over others in your forum networking
and skyrocket your sales overnight after you read this:
http://www.getresponse.com/t/137272/

What's next?

Tomorrow, you will receive "Day 26" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/137273/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

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Day 24

2004-08-06T23:10:00.000-07:00

Hi Erst

"30 Days to Success" - Day 24
http://www.getresponse.com/t/136433/

Devote your entire day to setting up new ezine solo ads. See day
17 for details.

TIP! Start with solo ads for the Plug-In Profit Site since this
generally gives you the most bang for you buck because you will
be referring people into multiple residual income opportunities
at the same time. Login here:
http://www.getresponse.com/t/136434/

What's next?

Tomorrow, you will receive "Day 25" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/136435/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

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The Notary News -- Issue 47

2004-08-06T00:01:00.000-07:00

T H E N O T A R Y N E W S
Published by Victoria Ring, CSA
http://www.50statenotary.com
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Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/
Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html
________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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ISSUE 47 Â August 7, 2004

IN THIS ISSUE:

** NEW BOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ (No Experience Necessary)
** Letters to Victoria Ring
** NEW PRODUCT: 50 State Notary Guard Dog
** 50 State Notary is Now Residing on a Secure Server
** Was Your Email Returned Recently When Trying to Contact 50 State Notary?
** New Signing Companies to Sign Up With
** Rate this Ezine
** Bible Verse of the Week
** Resource Links for Notary Signing Agents
** Disclaimer

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NEW: ÂHOW TO START A BANKRUPTCY FORMS PROCESSING SERVICEÂ (No Experience Necessary)

You do NOT need to obtain a degree or a paralegal certificate to become a bankruptcy forms processor and add this service to your existing notary business. Forms processors draft bankruptcy petition forms for attorneys either locally or nationwide. It doesnÂt matter if you live in Yellow Springs, Ohio Â you can still draft bankruptcy petitions forms for attorneys in California, Texas or any other state.

Thanks to electronic court filing capabilities and PDF document conversion, you can prepare bankruptcy petitions from the information filled out by the debtors on the Client Intake Forms (also included FREE in the book.) You send the draft in PDF format to the attorney and when it is approved, you electronically file it with the bankruptcy court.

The bankruptcy forms processing field is a rapidly growing industry. Attorneys are seeking ways to lower their overhead costs and while large law firms use an in-house staff, smaller law firms and one-person bankruptcy attorney operations save big money by hiring bankruptcy forms processors.

In my new book, ÂHow to Start a Bankruptcy Forms Processing ServiceÂ, I provide you with everything I did to build The Lawyer Assistant as well as Bankruptcy Paralegal Services Â two companies that provided bankruptcy forms processing services to attorneys in all 50 states. I also include all the information you need to do your job properly Â which is information not available in any form on the market at this time.

SAVE $20.00. Although the actual paperback book will not be available from the printer until after September 15 Â I have made the PDF e-book version available online for you to purchase at a pre-publication discount so you can get the information and get started right now. This offer is available only to subscribers of The Notary News. To get your copy, go to http://www.50statenotary.com/special/index.html
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LETTERS TO VICTORIA RING

Hi Victoria,

My name is Terry Lorinser. I am the president of MyNotaryBIZ.com. Last March, you published an introductory letter regarding our new service in a special issue of your newsletter. At the time we were in the beta test phase of our development. The exposure we received in your newsletter provided us with a number of experienced notaries public and notary signing agents to help us complete the beta test. We began to accept subscriptions May 1, 2004. In addition, we demonstrated our product, as a corporate sponsor at the National Notary Association conference in Philadelphia in early June.

I hope you've had an opportunity to check out our service at http://www.mynotarybiz.com. MyNotaryBIZ.com is an online organizational tool which enables our subscribers to manage their daily tasks, organize client and vendor information, track round trip mileage, print travel directions and maps, track document return packages, print invoices, and create numerous reports which help them to evaluate their daily business decisions and capture important year-end data. All of this is accomplished through "one-click" entries and intuitive navigation. Being web-based, our service is available 24 hours a day - 7 days a week. We are the only place on the Web where you can manage your mobile notary business.

We appreciate and strongly support, as you do, the job that notary trainers and instructors are doing, educating notaries public and notary signing agents. Our profession can never have enough qualified and well-trained members. Subsequently we offer the use of our service to notary trainers at no cost or obligation as well as a referral fee for each person subscribing to our service after being referred to us by them.

We feel that the "jump start" that new and existing signing agents can receive by reading your book, subscribing to your newsletter and subscribing to our service could be outstanding. I am also a notary signing agent. I know how difficult it can be to establish and manage a mobile notary signing business without the right guidance. I also know how rewarding a business venture can be if you enjoy your work and believe in your product.

Continue your excellent work promoting the notary public and notary signing agent professions. I hope to hear from you soon.

Terry Lorinser, President
MyNotaryBIZ.com

------------------------------------------------------------------------

Hey Everybody. Check out TerryÂs website when you get a moment at http://www.mynotarybiz.com The web site and service is very impressive. It could help you out in several different ways.

________________________________________________
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Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯
NEW PRODUCT: 50 State Notary Guard Dog

A friend of mine (who is also an excellent graphic designer) was playing around one day at his computer and came up with a great idea. He developed a desktop utility that does not install anything in your Windows file and only resides on your desktop. The purpose of the guard dog is to protect your computer from Âpraying eyesÂ when you walk away.

My friend emailed me a sample copy to try out. He even customized the sample with the 50 State Notary company name. Immediately I became excited about the product and I couldnÂt wait to give it out to all The Notary News subscribers.

I made sure that my friend designed the utility the ÂrightÂ way. This meant there would be no adware installed on your computer and absolutely no annoying pop-up windows. I also didnÂt want something that would work for awhile and quit, or ask you to pay some money later in the future for an upgrade. The result was The 50 State Notary Guard Dog.

You are going to absolutely LOVE this new desktop utility. 50 State Notary Guard Dog is simple and easy to use. Just donÂt forget the password, which is ÂnotaryÂ (all lower case letters.)

50 State Notary Guard Dog is NOT a software program that installs on your computer. It is a self-running utility that runs only from your Windows desktop. If you want to delete it, just click on the icon (which is an icon of my notary book cover) press the DEL key on your keyboard and everything is automatically removed. This excellent little utility is distributed free as a 50 State Notary promotional tool and there are no strings attached (REALLY). You are encouraged to share copies with all your friends and business associates. However, the utility can never be sold for profit.

Get your copy today at http://www.50statenotary.com/freegift/index.html

------------------------------------------------------------------------

QUESTION FROM A NOTARY ABOUT 50 STATE GUARD DOG

Dear Victoria:

I had to go to another computer to send you this email. I downloaded the 50 State Notary Guard Dog and activated it on my computer. However, I forgot the password and my computer is locked up. What do I do? (Jason)

------------------------------------------------------------------------

Simply turn your computer off and then turn it back on. I made sure the 50 State Notary Guard Dog can never damage your computer or files in any way.

By the way, the password is ÂnotaryÂ (type in lower case letters). Perhaps you can remember it easier by knowing the password is your job title. Or if you look at our company name Â50 State NotaryÂ and try to remember the last word is the password for the guard dog.

________________________________________________
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50 STATE NOTARY IS NOW RESIDING ON A SECURE
SERVER

From the very beginning, the 50 State Notary website has resided on Cedant Web HostingÂs server. Unfortunately, Cedant does not offer secure web hosting services. Therefore, I had no choice but to purchase hosting from another company for all the secure order forms in order to protect customerÂs sensitive credit card information,

Unfortunately, because the 50 State Notary website now resided on two separate servers, customers became very confused when they were taken back and forth. First the customer was on the ÂunsecureÂ web server when they were viewing the web pages of the 50 State Notary website. When they decided to place an order, they clicked a link and were taken to the ÂsecureÂ order form (which resided on the other hostÂs server). After filling out the form and clicking the ÂsendÂ button, they received a message telling them they would be transferred to the ÂunsecureÂ server. This only meant the customer was going back and forth from one host server to the other Â but still people were confused.

Therefore, I finally decided to move the entire 50 State Notary website to the one secure host server. This process is almost complete. As a visitor, you will never notice the difference but this will be a tremendous help in the day-to-day operation of 50 State Notary because we will soon have a shopping cart installed and immediate online credit card processing.

If you are currently looking for a good web host, I am very impressed with the people who work at Bummer Hosting Â the new home of 50 State Notary. Their web address is http://www.bummerhosting.com/ so check them out.

________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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WAS YOUR EMAIL RETURNED RECENTLY WHEN YOU TRIED TO CONTACT 50 STATE NOTARY?

Because of the domain change (described above) there may be some interruption of email service during this period of transition. If you recently sent an email to 50 State Notary and did not receive an answer, there is a big possibility we did not receive it.

If your email to victoria@50statenotary.com is returned, you may use our alternate email address which is or call the office at 614-491-9831 and talk with me personally.

Everything should be back into smooth operation next week. Thanks for your understanding.

________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯
NEW SIGNING COMPANIES TO SIGN UP WITH

Go online to http://www.50statenotary.com/directory/company_listing02.html to view the NEW companies that were added to the Nationwide Company Directory this week.

One company, UFSS Notary Network pays a minimum of $75.00 per signing and they are seeking notaries in that states of Pennsylvania and Maryland. Please pass this information on to your notary buddies who live in these states.

OPCS increased their minimum pay per signing from $50.00 to $60.00. This update is listed at http://www.50statenotary.com/directory/company_listing02.html

Also, I just received a fax from Tabetha Ezinga at Precision Document Signing, Inc. The fax states they are developing a database of mobile notaries and signing agents for the state of Ohio. If you are an Ohio notary, you may want to email Tabetha at and request a mobile notary form.

Please understand that I do not personally endorse this company and I have not investigated their reputation. This was recently faxed to me for publication in The Notary News.

________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯
Please rate this Ezine at the Cumuli Ezine Finder
http://www.cumuli.com/ezines/vote.html?pub_code=thenot
________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯
BIBLE VERSE OF THE WEEK

Matthew, Chapter 6, Verse 19 thru 21 Â ÂLay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: For where your treasure is, there will your heart be also.Â Read online at http://www.servantofjesuschrist.com/kjv1611/matthew/chapter_06.html
________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
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OF INTEREST TO NOTARIES:

Get listed in the Nationwide Notary Directory
http://www.50statenotary.com/directory/order_getlisted.html

BOOK: ÂHow to Start, Operate and Market a Freelance Notary Signing Agent BusinessÂ ISBN: 193296603x
http://www.50statenotary.com/book/index.html

EBOOK: ÂHow to Start a Bankruptcy Forms Processing ServiceÂ
http://www.50statenotary.com/special/index.html

FREE: 50 State Notary Desktop Guard Dog
http://www.50statenotary.com/freegift/index.html

50 State Notary Affiliate Program
http://www.50statenotary.com/join/index.html

Join the National Notary Association
http://www.nationalnotary.org/supplies/index.cfm?referID=A23039

Locate a Notary: View the Nationwide Notary Directory
http://www.50statenotary.com/directory/index.html

View previous issues of this ezine: The Notary News
http://www.50statenotary.com/ezine/index.html

Jobs for Notary Signing Agents (updated weekly)
http://www.50statenotary.com/directory/company_listing.html

Free Introductory Signing Agent Training Course
http://www.50statenotary.com/training/index.html

My Notary Story Â Tips from Experienced NSAs
http://www.50statenotary.com/mystory/index.html

Free Download of the King James Bible
http://www.servantofjesuschrist.com/kjv1611/download.html

Visit Victoria RingÂs other websites
http://www.victoriaringconsulting.com/
http://www.graphicopublishing.com/

________________________________________________
Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§Â«Â¤Â»Â¥Â«Â¤Â»Â§
Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯Â¯
DISCLAIMER

The purpose of The Notary News is to pass along important information to notary signing agents to help them do their jobs better and increase their income. Opinions expressed in The Notary News are not intended to supercede any state notary regulations. Because regulations vary from state-to-state and even county-to-county, you are encouraged to contact The National Notary Association at 800.876.6827 if you have any specific questions relating to notary regulations in your state. The publisher of The Notary News, Victoria Ring, is a Certified Signing Agent in Columbus, Ohio. She is unable to answer specific questions concerning your notary state laws. Therefore, you are also encouraged to network with other notaries in your state through the Nationwide Notary Directory located online at http://www.50statenotary.com/directory/
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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Day 23

2004-08-05T23:09:00.000-07:00

Hi Erst

"30 Days to Success" - Day 23
http://www.getresponse.com/t/135458/

Devote your entire day to creating links back to your website.
See day 9 for details.

I recently discovered a very exciting tool that can help you
automate the reciprocal linking process. You can learn more
about it and get a free month of service at:
http://www.getresponse.com/t/135459/

TIP! To get the maximum amount of free advertising and earn the
most profits through "power linking", be sure to read this
important announcement:
http://www.getresponse.com/t/135460/

What's next?

Tomorrow, you will receive "Day 24" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/135461/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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Day 22

2004-08-04T23:18:00.000-07:00

Hi Erst

"30 Days to Success" - Day 22
http://www.getresponse.com/t/134528/

I'm not done with you yet!

It's time to implement an effective "pay-per-click" search
engine strategy. Pay-per-click search engines are a highly
effective way to attract cheap, targeted traffic to your website.

In a nutshell, you pay to get your website ranked in whatever
position you want under whichever key words you choose (as long
as those key words are truly related to your site) in major
Internet search engines.

In many cases, you can bid as little as a single penny to show
up on the first page of the search results under key words
related to your business. In this example, you would get 100
targeted visitors to your website for $1. That's incredible, but
it's true.

Now, it does take some time and research to implement this
strategy and I don't recommend just bidding a penny for
everything, but the point of using pay-per-click search engines
is to get as many hooks in the water (links back to your site)
as you possibly can. The more links coming back to your website
from these search engines, the better :-)

The biggest PPC search engine and the one people generally get
the most results from is Overture. You can get a $10 Overture
credit here:
http://www.getresponse.com/t/134529/

Think about it --- you only pay for RESULTS with pay-per-click
search engine advertising! What more could you ask for?...

Resolve to make pay-per-click search engine marketing a regular
part of your weekly schedule from now on. Devote your entire day
to setting up an account with Overture and learn how to start
driving *more* targeted traffic to your website.

Here's a brainstorming tool that can help you come up with
thousands of profitable key words you can use to start listing
your website under in the pay-per-click search engines:
http://www.getresponse.com/t/134530/

Implementing and tweaking this powerful marketing strategy
should keep you busy for a full day once per week...

TIP! To master the pay-per-click's, profit like crazy and get
65,000 free visitors to your website - you've got to read this:
http://www.getresponse.com/t/134531/

Look out world... you are on your way! ;-)

What's next?

Tomorrow, you will receive "Day 23" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/134532/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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NOTARY NEWS -- IMPORTANT ANNOUNCEMENT!!

2004-08-04T22:35:00.000-07:00

For subscribers of The Notary News
New Ebook Just Released: "How to Start a Bankruptcy Paralegal Business"
Available for immediate download in PDF format!
$20.00 OFF retail price for subscribers only
Go to: http://www.50statenotary.com/special/index.html

Due to the high demand for the material in my new book, "How to Start a Bankruptcy Paralegal Business", I have decided to make it available BEFORE it is printed in paperback form to subscibers of The Notary News. Although the pre-publication version does not have a full-cover front cover and ISBN number assigned at this time, the material inside the ebook is the same as the paperback that will retail for $59.95 -- but you SAVE $20.00.

Go to http://www.50statenotary.com/special/index.html
to read the complete table of contents, chapter summaries and to order your pre-publication version in PDF format for immediate download and SAVE $20.00.

The ebook consists of 277 pages and you are permitted to print ONE copy for your personal use. A password will be emailed to you for security reasons immediately after you place your order.

This $20.00 discount offer will only be good for the next 30 days or until the paperback version is released by the publisher. Make sure you order your copy today. After the paperback is published, this offer will be withdrawn.
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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Day 21

2004-08-03T23:13:00.000-07:00

Hi Erst

"30 Days to Success" - Day 21
http://www.getresponse.com/t/133731/

SMILE and take the day off! :-)

What's next?

Tomorrow, you will receive "Day 22" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/133732/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---
To stop further mailings or to change your details visit:
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THE NOTARY NEWS SPECIAL ANNOUNCEMENT

2004-08-03T04:07:00.000-07:00

Dear Notary Signing Agent:

50 State Notary has just released a new software program for subscribers of The Notary News. This software is TOTALLY FREE and there are no strings attached.

The 50 State Notary Desktop Guard Dog is simple and easy to use. Once you install it, the software allows you to protect your computer from "prying eyes" when you walk away to perform other tasks.

Find out more and get your free copy at http://www.50statenotary.com/freegift/index.html

Thank you for remaining a valued subscriber of The Notary News. I am happy to provide you with another free tool to use in your notary signing agent business.
--------------------------------------
Victoria Ring
Certified Notary and Paralegal
http://www.50statenotary.com
Phone: 614-491-9831, Fax: 614-491-9832

_____________________________
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Day 20

2004-08-02T23:15:00.000-07:00

Hi Erst

"30 Days to Success" - Day 20
http://www.getresponse.com/t/135462/

Devote your entire day to submitting your new article to article
directories. See day 6 for details.

TIP! EzineAnnouncer includes over 30 article directories and
automates the submission process. PLUS, you'll get access to
Jason Potash's personal Rolodex of 509 ezines (in 40 categories)
that WANT article submissions! You can even download a free
trial version of this exciting software at:
http://www.getresponse.com/t/135463/

What's next?

Tomorrow, you will receive "Day 21" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/135464/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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Day 19

2004-08-01T23:07:00.000-07:00

hi Erst

"30 Days to Success" - Day 19
http://www.getresponse.com/t/134533/

Write another article. See day 5 for details.

TIP! If you are intimidated about the idea of writing articles
or don't understand how this can benefit you in a HUGE way, you
simply must read John Colanzi's Confessions Of An Ezine Writer
today. Seriously... if this book doesn't eliminate writer's
block and open the door to unlimited free advertising and
profits, nothing will. Get it here:
http://www.getresponse.com/t/134534/

What's next?

Tomorrow, you will receive "Day 20" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/134535/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

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Day 18

2004-07-31T23:07:00.000-07:00

Hi Erst

"30 Days to Success" - Day 18
http://www.getresponse.com/t/133733/

Devote your entire day to networking yourself & your business
through forums. See day 11 for details.

TIP! Gain an immediate edge over others in your forum networking
and skyrocket your sales overnight after you read this:
http://www.getresponse.com/t/133734/

What's next?

Tomorrow, you will receive "Day 19" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/133735/

To unsubscribe or change your details:

You are receiving this email because you joined the "30 days to success" e.mail series. If you wish to opt out or change your details, please go to the link below:

---

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Day 17

2004-07-30T23:09:00.000-07:00

Hi Erst

"30 Days to Success" - Day 17
http://www.getresponse.com/t/133658/

Ok, are you ready to pick it up a notch?

If so, it's time to unleash one of the most powerful weapons in
an Internet marketer's arsenal: the ezine solo ad.

Right now, there are hundreds of top notch ezine publishers who
have subscriber lists that range from a few hundred to a few
hundred thousand people on their mailing list.

For a reasonable fee, many of these publishers will allow you to
send your ad (all by itself!) to their entire list of
subscribers! Out of all the forms of marketing I've tested
online, none pack a greater punch than the ezine solo ad.

It is not uncommon to have sales start pouring in within 1 hour
from your solo ad being delivered. Now, each company you are an
affiliate for has marketing materials (including pre-written and
proven-to-be-effective solo ads) that you can basically just
copy, paste and mail right away!

Below, you will find the direct links to the marketing resource
center for each affiliate program you are a member of OR the
required login control panel to locate solo ads for that
particular program:

Host4Profit
http://www.getresponse.com/t/133659/

Six Figure Income Marketing Group
http://www.getresponse.com/t/133660/

Here's a few solo ads I put together for SFI:
http://www.getresponse.com/t/133661/

Push Button Publishing
http://www.getresponse.com/t/133662/

Internet Marketing Center
http://www.getresponse.com/t/133663/

Since you are using the Plug-In Profit Site, you are also
enrolled in our free affiliate program which allows you to earn
income in all 5 affiliate programs at the same time by sending
people to one centralized URL - your unique Plug-In Profit Site
sales page.

Each person that you refer to the Plug-In Profit Site who is not
already a member of each of the programs above will first join
as *YOUR* sub-affiliate (when they make sales, you earn money)
in Push Button Publishing, SFI, IMC & Surefire Marketing!

On top of that, when they join Host4Profit (a requirement), you
will be paid $10 per month for each new account that you refer.

50 Referrals = $500 per month!
100 Referrals = $1,000 per month!
1000 Referrals = $10,000 per month!

Obviously, promoting the Plug-In Profit Site through your unique
affiliate URL can become an extremely profitable endeavor. To
login to your affiliate resource center for the Plug-In Profit
Site, visit: http://www.getresponse.com/t/133659/

Inside you will be given instant access to the latest solo ads,
promotional articles, banners, advertising hot spots and other
proven marketing resources designed to enable you to get off to
a fast start promoting the Plug-In Profit Site service to others.

Start placing AT LEAST 5 solo ezine ads per week. If you do this
correctly by researching good ezines and working within your
budget, each ad you send can be profitable so you'll probably
want to send MORE than 5 every week.

I encourage you to start with the solo ads for the Plug-In
Profit Site since this generally gives you the most bang for you
buck because you'll be referring people into multiple
opportunities at the same time and have the opportunity to
develop a residual income from Host4Profit.

But, let's assume you get "sub par" results and only break even
or lose money on the Plug-In Profit Site solo ad in the first
month --- Don't worry because you can still make an incredible
profit over time...

EXAMPLE: Let's say a solo ad costs you $50 so you buy it and
send out one of our proven ads for the Plug-In Profit Site.
Let's assume that only 3 people sign up so you get 3 new
Host4Profit clients ($10 per month!) and 3 new sub-affiliates in
each of the other affiliate programs.

In the first month, you've made $30. Plus, you get a cut of
whatever these folks sell in each of the other 4 affiliate
programs. (Since they will be using the Plug-In Profit Site and
following this guide, don't you think it's pretty likely that
they will start selling stuff too?...)

NOTE: When one of your sub-affiliates sells one of Corey Rudl's
Internet Marketing Courses, you get paid $20! That's how
sub-affiliate sales work and each of the affiliate programs
(except Host4Profit) pays you on 2nd tier sales.

Also, when your new SFI affiliates get multi-income qualified in
SFI, you get another $8-10+ per month in residual + earnings on
the production of their entire powerline!

Are you starting to see how powerful this is?

But that's only the first month! Let's assume those 3 members
like the system and stick with it (they usually do!)...

Host4Profit pays you $10 per month for the *LIFE* of their
account. After 1 year, those 3 people will generate a passive
income for you of $240 + a cut everything else they do in each
of the other programs.

That's just one solo ad with mediocre results... There are
ezines out there that can pull in 10X those results overnight.

Do you get it now? --- and that's only with 3 sales on a $50
solo ad. If you play your cards right, it's possible create a
strong residual income simply promoting the Plug-In Profit Site.

Once again, when you are ready to get started, just login to the
affiliate resource center at:
http://www.getresponse.com/t/133659/

Remember, start sending AT LEAST 5 solo ads per week and make
this practice a regular part of your overall business marketing
campaign. The more the merrier as long as they are profitable,
right? Some people build their whole Internet marketing careers
around solo ezine advertising.

TIP! You can actually barter to get free solo ezine advertising.
Contact other ezine publishers and tell them you have a targeted
list of opt-in subscribers who are interested in ways to make
money from home.

Tell them how many subscribers you have and come to a fair ad
swap agreement where you get to send a solo ad to their list in
exchange for them getting to send a solo ad to your list.

The first time Stone Evans broke into the top 20 on the SFI scoreboard at:
http://www.getresponse.com/t/133664/ was when he didn't have a
lot of money to spend on advertising, but had built his list up
to a few thousand people using Lead Factory and started doing
a bunch of ad swaps with other ezine publishers that he found
through the Directory of Ezines. See how all of this works
together?!...

Here's a link to check out the Directory of Ezines:
http://www.getresponse.com/t/133665/

I really can't get over this... what day is this for you?...
It's only day 17 and you are already doing some advanced stuff
here, my friend!

I think that's what Bill Gates would call, Business at the Speed
of Thought. ;-)

Onward and Upward!

What's next?

Tomorrow, you will receive "Day 18" of your "30 Days to Success"
step-by-step Internet marketing action guide.

To Your Success (In 30 Days!...)

Martin Young
http://www.getresponse.com/t/133666/

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